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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Great service

I have banked with Lloyds for my entire adult life and can always rely on them for service and good deals. Reviewed on: 14th January 2018

Charge but no real benefits

It could be a good product, however, the interest rate is lower than competitors. Reviewed on: 14th January 2018

Good Interest rate

Good customer services. Good interest rates. Small queues. Would give them full stars but down rated them for playing loud music in my local branch. Reviewed on: 13th January 2018

Very fair

Lloyds offering a reward each year. The first year they did this, my reward was significantly delayed. They gave me very generous compensation. Reviewed on: 9th January 2018

Simple and effective

I like my current account which I use as my daily account. With X amount going in and two direct debits, the monthly fee is wavered, plus a free gift - I have chosen a magazine subscription to Good Housekeeping - which I absolutely love. I also get a little interest each month which is a bonus with the rates the way they are currently. Reviewed on: 8th January 2018

Club Lloyds is a family treat!

With trips to the cinema becoming more and more expensive I really look forward to receiving my Club Lloyds cinema tickets every year. All I need to do is make sure my salary is paid into my account and this makes sure I don’t end up paying any monthly fees. I also get better product rates and loads of opportunities to get cash back with everyday offers. I’d really recommend this product. Reviewed on: 1st January 2018

club lloyds

Good interest and account benefits, 6 free cinema tickets also. Works without a hitch!!! Reviewed on: 1st January 2018

Great added value

I love the high interest rate I get with the Club Lloyds account and also the free perk which you get to choose. The online banking and the app are also really handy. Would definitely recommend Reviewed on: 31st December 2017

Money saved

When our boiler broke recently we were panicking as to how much it would cost , then we realized we were covered on our boiler with our club lloyds account. What a relief and done very quickly. Reviewed on: 11th December 2017

Easy online banking with great rewards

I like the ease of the online banking, and the banking app for Lloyds, Seeing pending transactions is also a great help Reviewed on: 22nd November 2017

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