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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 671 reviews, last reviewed 18th Apr 2026
6700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Good account with good services. Good account with good services. Easy and fast refund for completing the requirements for the fee refund. Good bonuses as well. Good UI for the app. Reviewed on: 18th April 2026
Joshua's avatar
Joshua

Latest lowest rating:

2

I have been a customer for 20 years or more. I have been a customer for 20 years or more. The branch service has got notably worse in the last couple of years - long queues with few counter staf... Read more Reviewed on: 16th April 2026
Alan from Halifax's avatar
Alan from Halifax

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (671)

Top notch account

5
Very helpful staff setting up the account and noting was too much trouble. Earn decent interest despite current standard rates being low. App very easy to use. Customer service afterwards is also good. Reviewed on: 11th November 2017

Great Account

5
Free rewards every year, what's not to love! Reviewed on: 9th November 2017

Best rate of interest at the time

4
A good rate of interest on a current account Reviewed on: 8th November 2017

Simple to use, good value

4
No issues with this account, very easy to use. On the odd occasion that I have had to contact the telephone banking system, the staff have been incredibly helpful. The internet and mobile apps are amongst the best out there. Reviewed on: 8th November 2017

Great service even if you are not a customer

5
I went to several high street banks, trying to change an old £5 note. I was refused or asked to pay the money into an account. Coventry wouldn't let me pay into my own account as I didn't have the details with me. Lloyds simply swapped the fiver without asking if I had an account. Reviewed on: 8th November 2017

Fees for debit use overseas.

2
Numerous fees seem to applied to individual purchases in small increments. If you make a number of purchases, the totals can be significant. Reviewed on: 8th November 2017

Great benefits

5
Cinema tickets great, interest, easy to use Reviewed on: 7th November 2017

Sneaky saver and free treats!

5
I've been using my Club Lloyds current account for a few years now - and it works really well for me! Not only do I get a free magazine subscription (Golf Weekly, was my choice) but previously I've had free cinema tickets! And, which is better for me, I've opted into a small savings scheme, which sees all my spend rounded up, with the difference put into a separate account. I don't even notice it going, but by the end of the month I have £20-30 to spend on a little treat! The website is super easy to use, and they give me a breakdown of my spending so I know where I need to reduce spend if I need to. Oh, AND they give cashback spend with some companies when you opt in. Reviewed on: 7th November 2017

Friendly service

3
Shame they closed our local branch Reviewed on: 7th November 2017

Almost right

4
2% on your current account is acceptable, but as said on many school reports...Could do better. Reviewed on: 6th November 2017

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