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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Great

I struggled to open an account because someone stole my identity, lloyds helped me through it and finally I was able to open a bank. Reviewed on: 19th November 2017

FORE!

Club Lloyds is great - I get nearly £10 a month just for having money in my current account AND my boyfriend gets a Golf magazine through the door every month as a perk (gifted from me). It shuts him up for a few hours - win win! Reviewed on: 15th November 2017

Amazing

Love my club lloyds account.. get many benefits on there including coupons for restaurants :) never had any issues Reviewed on: 15th November 2017

Decent current account

Not the best interest rate out there but its a good one and comes with good customer care Reviewed on: 13th November 2017

Easy banking with perks

I like the Lloyds website which is easy to use. I also have a great linked monthly saver account with a high 3% interest rate. As part of Club Lloyds I also get a free gift - I chose a monthly free gardening magazine. Reviewed on: 13th November 2017

Good interest and perks on £5,000.

As well as getting 5% interest on £5,000 you get free cinema tickets (or other options) every year. Just need to pay in £1,500 a month(this can be done using another Lloyds account) and pay 2 direct debits each month. No account charge if you maintain a £5,000 credit balance. Reviewed on: 11th November 2017

Top notch account

Very helpful staff setting up the account and noting was too much trouble. Earn decent interest despite current standard rates being low. App very easy to use. Customer service afterwards is also good. Reviewed on: 11th November 2017

Great Account

Free rewards every year, what's not to love! Reviewed on: 9th November 2017

Best rate of interest at the time

A good rate of interest on a current account Reviewed on: 8th November 2017

Simple to use, good value

No issues with this account, very easy to use. On the odd occasion that I have had to contact the telephone banking system, the staff have been incredibly helpful. The internet and mobile apps are amongst the best out there. Reviewed on: 8th November 2017

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