Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.39
Based on 579 reviews, last reviewed 14th Jun 2025
12% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
67%
See only 4 star reviews
18%
See only 3 star reviews
7%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Great account have Disney tv for free good interest... Great account have Disney tv for free good interest rate on monthly saver Reviewed on: 14th June 2025
Mark s's avatar
Mark s

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025
Peter Cadman's avatar
Peter Cadman

About this product

Review Lloyds Bank: Club Lloyds Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Lloyds Bank Club Lloyds Current Account reviews (579)

Good product

4
The Club Lloyds account is a really good product and some nice benefits. The staff in Lloyds are really helpful. Reviewed on: 19th January 2016

Ok, but got worse since my Bank Manager left

4
Generally my experience is ok, but they haven't been overly helpful with my financial situation. Being ill, I have problems with paying back debt, but have not been offered any help. Apart from this, I am quite happy with the services they offer. Reviewed on: 8th January 2016

Lloyds are tolerant, understanding and acknowledge you as the customer.

4
Lloyds have been patient, understanding and they helped me manage my finances extremely well. In fact, they still do. When I had some issues with money, they helped me to set up a payment plan which meant that I could pay what I could afford without going through the usual motions that banks like to put people through when they're in debt e.g. high court order, repossession of items. Their customer experience is perfect and they tend to consider all aspects that you need them to. Overall, I highly recommend them. Reviewed on: 29th December 2015

A pleasant experience

4
Lloyds is a bank I have been a customer of for many years and recently I joined the club lloyds scheme. For a seemingly low payment of £5 a month I gained access to a number of benefits, both financial ones and a 'lifestyle benefit' - in my case 6 cinema tickets. Overall I am rather happy with the bank. Reviewed on: 24th December 2015

Good...but

3
I recently moved my current account to Club Lloyds. The account pays good interest and the switching process was simple. Registering for online and telephone access was cumbersome however. Reviewed on: 24th December 2015

GOOD EXPERIENCE

5
Easy account to open with the benefit of paying 4% interest. If you hold this account you can also set up a monthly saver which pays the same rate Reviewed on: 24th December 2015

Good little current account

4
Ive been using Lloyds Bank since I was at school and always found their standard current account to be good enough for my needs. However, about a year ago, whilst paying in a cheque, the cashier recommended that I upgrade and I can honestly say Im glad that I did. So long as you have a minimum of £1500 paid in each money you get this account for free, otherwise its £5.00 a month. In return you get a far better interest rate, cheaper mortgage rates and a choice of lifestyle benefit incentives. All in all its a good product and Id recommend it. Reviewed on: 24th December 2015

Great Account

5
I have been with Lloyds for 9 years. This is an excellent added value account, it is very cheap and works out free if you meet the requirements. The Gourmet Society is excellent and provides loads of savings when eating out. Offers an amazing 4% ISA saving account. Lloyd's as a bank are also very pleasant, I regularly have yearly meetings, where rather then trying to sell me products, they try and save me money by changing loans, credit cards. Reviewed on: 26th November 2015

Bit average, no real good offers as a bank

3
Some banks have offers and great saver rates, Lloyds does little to support the savers but are great at charging for overdraft facilities, it is just average as a bank Reviewed on: 22nd November 2015

Brilliant

5
4% interest plus a free magazine. They are very friendly & efficient in the Tutbury branch I use. Service with a smile - brilliant. Reviewed on: 20th November 2015

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Travel Money

    from Lloyds Bank 4.73 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
  • Help to Buy ISA

    from Lloyds Bank 4.44 from 7 reviews
    Lloyds Bank
    View all products