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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (655 reviews)

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4.44

Based on 655 reviews, last reviewed 12th Apr 2026

5400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Great

Never have a problem with my current account... I've had scams and my bank amhabe understood and placed the money back the same day. Excellent service Reviewed on: 21st July 2017

Amazing bank

Great, easy to use App. Everyday offers, cashback and free cinema tickets. Couldn't be better. Reviewed on: 15th July 2017

Great customer service

Reliably good customer service and rewards each year. Reviewed on: 13th July 2017

Great online access

Can access everything you would normally expect to go into a bank to online. Club Lloyds also gives access to a gift every year and Gormet Society has been very useful Reviewed on: 22nd June 2017

An account that gives back, at last

Have banked with Lloyd's for years, and after a brief gap came back to the Club Lloyd's account. The rates are reasonable, the features such as save the change and cash back offers are very good and easy to use, and the annual benefits are great. I always take the cinema tickets, as 6 free tickets is roughly £60 back every year. Again easy to use and a wonderful extra on the account. Reviewed on: 22nd June 2017

Very friendly towards European Customers

Very friendly and understanding towards European customers who relocate to the UK. Other banks treat Europeans as if they come from a developing country, despite their assets and senior management positions. Lloyds bank treats European customers with respect and provides personal banking service like you would expect them to. Reviewed on: 11th June 2017

Useful balance of features

The best thing about the account is paying a reasonable amount of interest on the amount of cash likely to be kept in a current account, with the bonus of a little nice-to-have gift - last year we had a magazine subscription, this year 6 free cinema tickets. Reviewed on: 7th June 2017

Brilliant Banking

I switched from another high street bank that was unable to offer an overdraft or a reliable, modern online banking system. Lloyds provide a brilliant, hassle-free service and the benefits from their 'Club Lloyds' accounts are fantastic. Reviewed on: 31st May 2017

Average bank account

Pretty good online banking app, good exchange rate when using debit card abroad. Reviewed on: 31st May 2017

Friendly

Good friendly personal service went through all products before picking the best for me Reviewed on: 30th May 2017

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