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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS

1
WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS Reviewed on: 30th May 2016

Easy to set up

5
It's important to regularly visit the bank and make sure that you're getting the best deals.I switched to the Club Lloyds current account and have doubled my interest! Reviewed on: 16th February 2016

High Interest on current account

5
Tutbury Branch - Small village branch - always helpful, signed up easily transferred from Classic account, free magazine every month as a 'reward'. Reviewed on: 16th February 2016

no fuss banking

4
i changed my bank account from barclays to lloyds after years of issues with barclays and i am so glad that i did. i have never had any issues with lloyds - no frills, no bells and whistles, just a bank account that works. i find them very helpful. Reviewed on: 15th February 2016

Excellent

5
Good on line banking system, easy to use. Also a good phone app. Helpful cashiers in the bank Reviewed on: 14th February 2016

Good but more competitive options on market

3
Customer service appears to have improved, no real problems but not as competitive as other accounts on the market Reviewed on: 12th February 2016

Helped with fraud

5
I love my bank Lloyds TSB, I have no problems what do ever. When my account was frauded the bank was brilliant. Reviewed on: 12th February 2016

Always trying to sell me stuff

1
i hate my bank, everytime i go in they try to sell me stuff. They offered me a loan to pay off the last part of my finance as it would be a lower interest rate so i agreed i went in sat down for 45 minutes with them to be told i dont qualify!!! They've done it quite a few times. I stay with them as it's a hassle to move but they aren't a good bank. Reviewed on: 12th February 2016

Recommended

4
I have banked with Lloyds for over 40 years, they are always polite, friendly and i've never had any problems. I would certainly recommend them. Reviewed on: 31st January 2016

Best of traditional and modern banking

5
This is a review of a Club Lloyds current account held at the Helston, Cornwall branch. In the branch you get traditional, competent service and you rarely have to wait long. The staff make a real point of being friendly and welcoming and don't take offence when I tell them that I don't want to use the new-fangled machine for paying in cheques and I don't want a financial review and I don't want their home insurance. I'm very happy with the Club Lloyds current account that pays a great interest rate and is accessible via a web-site that hardly ever goes down and I get access to the Club Lloyds monthly saver and they even send me a copy of Runners' World every month! Reviewed on: 26th January 2016

Easy banking

4
Easy to bank with, great online banking service and good customer assistance on the phone when in need of assistance Reviewed on: 22nd January 2016

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