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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.39 (603 reviews)

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4.44

Based on 603 reviews, last reviewed 22nd Jan 2026

1800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

I swopped banks to Lloyds. I swopped banks to Lloyds.They were really helpful and explained everything that was going to happen and helped me with. Transactions and the whole sw... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

2

There isn't much choice in current accounts. There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite w... Read more Reviewed on: 22nd January 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (603)

Review of the Lloyds Bank, Club Lloyds Current Account:

Good if you understand how it works

This is a pretty golden account, but you need to understand how it works to get the max benefits from it - key points are 1 - Must pay in £1500 a month for it to be free - probably not the best account if you're prepared to pay 2 - Interest rate of 4% is very good - but again, you'll only get this if the balance is between £4,000 to £5,000 - funny thing is you don't get any interest on money above the £5,000...so stay below this! Reviewed on: 30th October 2014

Excellent lloyds

I’ve been using the Club Lloyds Current Account for a while now, and it has been a fantastic experience. The account comes with great perks, including a choice of lifestyle benefits like free cinema tickets or magazine subscriptions, which add extra value. The interest rates on balances are competitive, and the option to waive the monthly fee by meeting the minimum deposit requirement is a nice touch. The online and mobile banking services are user-friendly, making transactions, bill payments, and account management effortless. Customer service has been excellent whenever I needed assistance, and overall, I’m really happy with the service. If you’re looking for a current account with great benefits and easy banking, Club Lloyds is a great choice! Reviewed on: 25th March 2025

Attractive offers and easy to use!

Club Lloyds Current Account offer some really nice incentives for joining and have a great, easy-to-use mobile app. Reviewed on: 24th March 2025

Free cinema tickets and excellent scammer protection.

I get free annual cinema tickets with Club Lloyds. LOVE THIS! Easy to add new accounts to send money to. About 8 years ago my account was somehow hacked and someone had attempted to spend £1000 of my money. Luckily Lloyds security system flagged this immediately and a customer servvice representative contacted me and returned any money from the suspicious activity no questions asked. I can rely on Lloyds to take accountability for scammers. Reviewed on: 19th March 2025

Always clearly inform of changes in a timeky manner.

Always clearly inform of changes in a timeky manner. Excellent customer service either on phone or in branch face to face. Reviewed on: 16th March 2025

Happy switcher

I received my switch cashback very quickly and have been impressed with the rewards attached to the current account. Reviewed on: 16th March 2025

Great app and the benefits on offer are a really nic...

Great app and the benefits on offer are a really nice feature. The app is easy to use with prompt notifications and an intuitive layout. I haven't had any problems with the service to haven't had need to contact them so can't comment on that aspect. Reviewed on: 10th March 2025

Great account with great perks.

I love that this bank account comes with perks which are worthwhile. We love our free cinema tickets and use them every year. Additionally the cashback from retailers you can get with the account is also useful. The app has great functionality and is easy to use. Reviewed on: 9th March 2025

Closed all my accounts without any explanation

Closed all my accounts without any explanation Reviewed on: 8th March 2025

Lloyds doesn't pend alot of transactions as long as...

Lloyds doesn't pend alot of transactions as long as other banks and if you make payments they are cleared faster. Reviewed on: 6th March 2025

Lloyds go above and beyond, I have always felt like...

Lloyds go above and beyond, I have always felt like my money is safe, any issues that I have had with transactions or my card have been resolved swiftly and efficiently, friendly staff and customer care. I have found them to be very helpful in hard times and responsible too Reviewed on: 6th March 2025

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