Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.48
Based on 620 reviews, last reviewed 29th Jan 2026
3400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Stellar product, the bundled packages make it a very... Stellar product, the bundled packages make it a very viable option. Reviewed on: 29th January 2026
Bulldozer's avatar
Bulldozer

Latest lowest rating:

2

There isn't much choice in current accounts. There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite w... Read more Reviewed on: 22nd January 2026
Alan from Halifax's avatar
Alan from Halifax

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (620)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

5
A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

A positive switch.

5
Switched to Lloyds a year ago and have been impressed with their customer service and value for money Reviewed on: 27th February 2025

Lloyds Bank are professional and reliable

5
Lloyds Bank are professional and reliable Reviewed on: 27th February 2025

Solid option

4
I feel that, overall, the Club Lloyds Current Account is a solid option for those who can meet the monthly deposit requirement and are looking to take advantage of its various perks and interest offerings. Reviewed on: 27th February 2025

Best branch in town.

5
Every time I interact with Lloyds, their service and support is top notch. Reviewed on: 27th February 2025

They have been really helpful, with advice on saving...

5
They have been really helpful, with advice on saving, investing and spending data, they have a really good customer service and have always been able to answer any queries. I feel they care about my custom Reviewed on: 27th February 2025

Lloyds Bank is a trusted and helpful bank

5
Club Lloyds also offers club Advantage Savings Accounts with good rates of interest, albeit gross rates. They’re a well respected and long established bank and offer great supportive services. Very easy to bank online as well as in branches. Branch services were brilliant when I bought an expensive car and had to make the transaction in branch due to online transactions limit. Reviewed on: 26th February 2025

Never had a problem and the App is great, so easy to...

5
Never had a problem and the App is great, so easy to use and some great offers Reviewed on: 26th February 2025

Well, their service and app updates are top notch.

4
Well, their service and app updates are top notch. Reviewed on: 26th February 2025

The bank still have a branch that we can travel to i...

5
The bank still have a branch that we can travel to if we need to. We used to have a branch not far from where we live which was convenient. The Internet banking is very straight forward and seems to be problem free. Reviewed on: 26th February 2025

SHOWS DAILY BALANCE AFTER EVERY TRANSACTION.

5
SHOWS DAILY BALANCE AFTER EVERY TRANSACTION. INTEREST RATE : MODERATE, BETTER THAN MOST, BETTER THAN NOTHING. USEFUL FEATURE : UPCOMING EXPECTED FUTURE PAYMENTS FOR THE MONTH AHEAD. Reviewed on: 26th February 2025

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Cashback credit card

    from Lloyds Bank 4.78 from 9 reviews
    Lloyds Bank
  • Travel Money

    from Lloyds Bank 4.63 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
    View all products