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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.38 (582 reviews)

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4.41

Based on 582 reviews, last reviewed 10th Jul 2025

76% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

67%

18%

Latest highest rating:

5

Good bank overall. Good bank overall. Monthly fee is not waived always on time. Reviewed on: 10th July 2025

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (582)

The account is good value for money with added perks...

The account is good value for money with added perks and it is easy to manage on the app. Reviewed on: 21st November 2024

Current account opened then CLOSED!

I tried to open a current account online to take advantage of the offer of extra cash to use the current account switiching service. All seemed to go well and I got a number of emails welcoming me to the bank etc etc, then out of the blue a text message saying I had to go into the branch with my passport to confirm my identity. Currently living in Spain for the winter so couldnt do it. So incredibly unhelpful when I foolishly tried to tell them using their chat service as I dont like using the phone. Went from one 'chatbot' to another, no help at all. I kept asking to talk online to a real human but I dont think they have them, although their bots all had solid british names of course. Total rubbish. Appalling customer service. Then had text message to say they had closed the account!! Tried to get through to them using the bots again to ask why. Ha ha, no joy of course but I am concerned they may have put a note on my credit file in which case I shall be livid. Still getting jolly emails about how pleased they are I have joined!! Have never had anything like this before. DO NOT ATTEMPT TO OPEN NEW ACCOUNT WITH THIS SHOWER. HOPELESS. I am still furious with them. No wonder they are offering the biggest bribe at the moment. Reviewed on: 17th November 2024

A good bank account with free added extras

A good bank account with free added extras Reviewed on: 5th October 2024

Long standing customer

I have had the account for 30 or so years and never had any problems although do feel that they don’t go the extra mile for long standing existing customers Reviewed on: 30th September 2024

Excellent online facilities

I notice that the reading of one’s bank account is so much clearer now and in much bolder letters which is very helpful for an elderly person like myself with poor eyesight. I have recently also got a replacement current account debit card which again is so much clearer. Thank you Lloyds! Reviewed on: 24th September 2024

Long term Customer - all Good with minor reservations

54 years on and still very happy with their main banking (Day to Day) service. I only do laptop or phone nowadays. On the rare occasions I've been to Branch its been longwinded but ok. Their online software I find good and my only complaints are that its biased toward them selling you something , rather than let you find easily what you want - and closing down accounts sometimes throws up the odd glitch. In all, the benefit features with the account are good - AA/world travel and Disney we use frequently and at the mo the monthly costs are acceptable. If they improved their % Interest Rates , they'd get more of my money - a better loyalty bonus wouldn't go amiss too. Reviewed on: 27th August 2024

It’s okay but the cost of the bank account doesn’t c...

It’s okay but the cost of the bank account doesn’t cover the benefits in my opinion Reviewed on: 27th August 2024

Easy to use banking app, easy to pay online and set...

Easy to use banking app, easy to pay online and set up transfer, get free Disney app for a year just for getting salary paid in Reviewed on: 25th August 2024

Lloyds Bank are the Gold standard.

Lloyds Bank are the Gold standard. They have excellent systems, backed up my very helpful staff. I have used them since I was 17 years old, so that makes it 54 years! Reviewed on: 23rd August 2024

The benefits which you get with this account are som...

The benefits which you get with this account are some of the best I've ever had with a current account, having the choice between cinema tickets or a streaming service subscription makes a big difference money wise for normally paying for these treats. Also, the app provides a lot of capabilities for managing my other finances with different banks and viewing my credit score so I can more easily manage my finances in one place. Reviewed on: 23rd August 2024

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