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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 625 reviews, last reviewed 13th Feb 2026
3500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits and great app, easy to use and gd... Great benefits and great app, easy to use and gd rates Reviewed on: 13th February 2026
laura b's avatar
laura b

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (625)

The best bank to operate, very simple steps

5
The best bank to operate, very simple steps Reviewed on: 2nd April 2025

Current account that offers more

5
Love the benefits, something for everyone. Fee waived as well when meet eligibility. Reviewed on: 27th March 2025

Excellent lloyds

5
I’ve been using the Club Lloyds Current Account for a while now, and it has been a fantastic experience. The account comes with great perks, including a choice of lifestyle benefits like free cinema tickets or magazine subscriptions, which add extra value. The interest rates on balances are competitive, and the option to waive the monthly fee by meeting the minimum deposit requirement is a nice touch. The online and mobile banking services are user-friendly, making transactions, bill payments, and account management effortless. Customer service has been excellent whenever I needed assistance, and overall, I’m really happy with the service. If you’re looking for a current account with great benefits and easy banking, Club Lloyds is a great choice! Reviewed on: 25th March 2025

Attractive offers and easy to use!

4
Club Lloyds Current Account offer some really nice incentives for joining and have a great, easy-to-use mobile app. Reviewed on: 24th March 2025

Free cinema tickets and excellent scammer protection.

5
I get free annual cinema tickets with Club Lloyds. LOVE THIS! Easy to add new accounts to send money to. About 8 years ago my account was somehow hacked and someone had attempted to spend £1000 of my money. Luckily Lloyds security system flagged this immediately and a customer servvice representative contacted me and returned any money from the suspicious activity no questions asked. I can rely on Lloyds to take accountability for scammers. Reviewed on: 19th March 2025

Always clearly inform of changes in a timeky manner.

5
Always clearly inform of changes in a timeky manner. Excellent customer service either on phone or in branch face to face. Reviewed on: 16th March 2025

Happy switcher

5
I received my switch cashback very quickly and have been impressed with the rewards attached to the current account. Reviewed on: 16th March 2025

Great app and the benefits on offer are a really nic...

5
Great app and the benefits on offer are a really nice feature. The app is easy to use with prompt notifications and an intuitive layout. I haven't had any problems with the service to haven't had need to contact them so can't comment on that aspect. Reviewed on: 10th March 2025

Great account with great perks.

5
I love that this bank account comes with perks which are worthwhile. We love our free cinema tickets and use them every year. Additionally the cashback from retailers you can get with the account is also useful. The app has great functionality and is easy to use. Reviewed on: 9th March 2025

Closed all my accounts without any explanation

1
Closed all my accounts without any explanation Reviewed on: 8th March 2025

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