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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

6% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Closed branches

The nearest branch is an hours drive away! Reviewed on: 22nd January 2026

lloyds account

app user friendly. excellent customer service. good saving products Reviewed on: 22nd January 2026

A good bank with a local branch.

I have been with this bank for a very long time and never had any problems. I have had savings in other banks in the past but got fed up with closures so I closed them. Reviewed on: 22nd January 2026

Club Lloyds has great benefits for the value of the...

Club Lloyds has great benefits for the value of the account. From mobile phone insurance , home start car, free Disney plus as our chosen benefit a worldwide travel insurance for £23 a month. Great value for money Reviewed on: 22nd January 2026

Never in 50 odd years have I considered switching my...

Never in 50 odd years have I considered switching my bank until this week. I decided to try and choose Lloyds what a smooth excellent experience. I did it online and it all went through easily. Next emails welcoming me, more emails with app details, then email with acct number etc. brilliant service that I wish I’d done years ago. Reviewed on: 22nd January 2026

Great value account, with excellent useable benefits...

Great value account, with excellent useable benefits - and great customer service both on line and in branch Reviewed on: 22nd January 2026

Banked with Lloyds for many years, always been pleas...

Banked with Lloyds for many years, always been pleased with the service and accounts they provide. Store staff are always helpful and friendly Reviewed on: 22nd January 2026

There isn't much choice in current accounts.

There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite well but if you want branch service take a chair and flask of tea with you because you could be queuing for quite a time. The Club Regular Saver is amongst the market leaders but Lloyds do not make it easy for customers and the rigmarole of closing and opening the account every 12 months gets tedious after you have done it several times. Reviewed on: 22nd January 2026

Easy to use account

So easy to use, details are simple to follow and online banking is a must Reviewed on: 22nd January 2026

Been with them for 28 years and I will always be wit...

Been with them for 28 years and I will always be with Lloyds. So helpful when I’ve been in need and always been by my side as well Reviewed on: 22nd January 2026

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