Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.42
Based on 582 reviews, last reviewed 10th Jul 2025
86% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
67%
See only 4 star reviews
18%
See only 3 star reviews
7%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Good bank overall. Good bank overall. Monthly fee is not waived always on time. Reviewed on: 10th July 2025
Istvan's avatar
Istvan

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025
Peter Cadman's avatar
Peter Cadman

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Review Lloyds Bank: Club Lloyds Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Lloyds Bank Club Lloyds Current Account reviews (582)

Applied via app, not contact after that on progress.

1
Applied of the Club Lloyds account via their mobile app. Waited for an email for next steps that never arrived. Contacted support after a week only for them to say that I needed to go into a Bank to complete the verification process. Went in the next day for them to say that the application has been closed, and I would need to reapply. If they can't notify me when I need to do something to move the application on and just close my application but still tell me to come to a branch is poor processes and service. Will find another bank that does not just ghost you Perhaps the Cloudstrike got them, I'll never know. Reviewed on: 30th July 2024

Useless *@&?

1
Unless they can sell you something they are not interested in helping you Reviewed on: 18th July 2024

Straightforward online banking.

5
Straightforward online banking.. Great rewards like Disney. (The alternative magazine subscription is a poor choice though). Also has a fixed rate regular saver which I am using. Reviewed on: 8th June 2024

Less interaction than previous.

3
Less interaction than previous. Now I've got a mortgage they don't seem to make contact much Reviewed on: 28th May 2024

Competitive interest rates and personalised rewards

5
Lloyds offer competitive interest rates alongside benefits and rewards for their customers which are personalised to their interests. Not many banks offer this and if they do you usually have to pay for their services. Reviewed on: 26th May 2024

Club Lloyds

5
Club Lloyds is a current account that offers exclusive benefits. Choose one Lifestyle Benefit every year plus, take advantage of preferential savings rates, mortgage offers and earn credit interest on balances up to £5,000. Reviewed on: 26th May 2024

A rewarding current account

5
I love the current account due to the generous perks that come with it. The account is free as I'm eligible for it and also comes with "everyday offers" where you can get a certain % back when you're shopping at particular retailers. Reviewed on: 25th May 2024

Wonderful experience

5
I am having a wonderful experience with Lloyd's so far. So much so that I have also opened a junior account for my son Reviewed on: 24th May 2024

Lloyds Club account.

5
Club account supplies my requirements. App is very useful. Overdraft Charges are reasonable. Reviewed on: 24th May 2024

Great bank account with excellent app.

5
Great bank account with excellent app. Easy to view accounts and see payments etc. Very user friendly. Its great that this account also gives access to the club lloyds monthly saver with the competitive interest rate. Reviewed on: 24th May 2024

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Travel Money

    from Lloyds Bank 4.73 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
  • Help to Buy ISA

    from Lloyds Bank 4.44 from 7 reviews
    Lloyds Bank
    View all products