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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

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4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Club Lloyds has great benefits for the value of the...

Club Lloyds has great benefits for the value of the account. From mobile phone insurance , home start car, free Disney plus as our chosen benefit a worldwide travel insurance for £23 a month. Great value for money Reviewed on: 22nd January 2026

Never in 50 odd years have I considered switching my...

Never in 50 odd years have I considered switching my bank until this week. I decided to try and choose Lloyds what a smooth excellent experience. I did it online and it all went through easily. Next emails welcoming me, more emails with app details, then email with acct number etc. brilliant service that I wish I’d done years ago. Reviewed on: 22nd January 2026

Great value account, with excellent useable benefits...

Great value account, with excellent useable benefits - and great customer service both on line and in branch Reviewed on: 22nd January 2026

Banked with Lloyds for many years, always been pleas...

Banked with Lloyds for many years, always been pleased with the service and accounts they provide. Store staff are always helpful and friendly Reviewed on: 22nd January 2026

There isn't much choice in current accounts.

There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite well but if you want branch service take a chair and flask of tea with you because you could be queuing for quite a time. The Club Regular Saver is amongst the market leaders but Lloyds do not make it easy for customers and the rigmarole of closing and opening the account every 12 months gets tedious after you have done it several times. Reviewed on: 22nd January 2026

Easy to use account

So easy to use, details are simple to follow and online banking is a must Reviewed on: 22nd January 2026

Been with them for 28 years and I will always be wit...

Been with them for 28 years and I will always be with Lloyds. So helpful when I’ve been in need and always been by my side as well Reviewed on: 22nd January 2026

Lloyds have always provided excellent customer servi...

Lloyds have always provided excellent customer service and updates on their products. They are always polite and patient on the phone and explain things in a manner that is easy to understand. Reviewed on: 22nd January 2026

Club Lloyds account and Lloyds banking app is very f...

Club Lloyds account and Lloyds banking app is very friendly easy to navigate and gives me benefits like 6 cinema tickets and half price popcorn for a year of membership Reviewed on: 22nd January 2026

Always helpful information.

Always helpful information. Smart advice and a personal service when needed. Regular updates keep me fully informed. Reviewed on: 22nd January 2026

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