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Lloyds Bank: Club Lloyds Current Account reviews

4.49
Based on 677 reviews, last reviewed 5th May 2026
6% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Decent money value but questionable ethics

4
Good value for money with the cinema tickets as long as you're careful to avoid the account charges by following the rules. Eventually switched away from them as I have issues with how ethical their investments are. Reviewed on: 12th June 2025

They keep increasing the fees for the club lloyds ac...

5
They keep increasing the fees for the club lloyds account in such a short period of time which is frustrating and with no added benefit. Reviewed on: 2nd June 2025

a great bank and app to navigate, some good perks gi...

5
a great bank and app to navigate, some good perks given as well to Club Llloyds customers such as disney subscription and cinema tickets Reviewed on: 22nd April 2025

A good account with additional benefits and great on...

5
A good account with additional benefits and great online banking app Reviewed on: 20th April 2025

I like the rewards that come with Club lloyds

5
I like the rewards that come with the Club lloyds account Reviewed on: 20th April 2025

Reliable.

5
Reliable. Always works when I need it to. And customer support are helpful if I need anything Reviewed on: 19th April 2025

Have been a Lloyds customer all my life.

4
Have been a Lloyds customer all my life. Never had an issue. Reviewed on: 18th April 2025

Great Account with Perks Worth Switching For

5
I switched to the Club Lloyds Current Account using their switch offer and got a free 1-year Disney+ (Star) subscription — a fantastic bonus that made the move totally worth it! The account also pays interest on balances up to £5,000 and offers exclusive access to better savings rates. Their app is intuitive and makes managing my finances easy. I also enjoy the cashback offers at selected retailers — it's a nice way to earn a little extra from everyday spending. Overall, this account delivers great value and benefits, especially if you're looking to switch. Highly recommended! Reviewed on: 16th April 2025

Excellent!

5
Excellent!! Most reliable bank !! Reviewed on: 16th April 2025

BEEN WITH LLOYDS FOREVER.

5
BEEN WITH LLOYDS FOREVER. THEY'RE GREAT. THANKYOU! Reviewed on: 12th April 2025

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