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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

6% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Good basic bank account with a few little extras

Good basic bank account with a few little extras although since so many branch closures it difficult to get a personal touch Reviewed on: 6th April 2025

The tedious check that I am making a genuine payment...

The tedious check that I am making a genuine payment gets ridiculous. The "I" in A.I. seems to stand for "Ignorance" rather than "Intelligence" especially when Lloyds thinks it could be suspicious/dangerous for me to transfer money from my Lloyds Current Account to my Lloyds Savings Account; or indeed businesses that I have paid regularly for years.. As for branch service - a recent re-fit removed the clock and provided four teller stations. I always expect a queue and I borrow a chair or ask another customer to hold my place as there are normally only two stations manned, one of which has a non-customer with a complicated query that takes at least 30 minutes (which I guess is why the clock was removed!) Reviewed on: 5th April 2025

Feeling the love for Club Lloyds Current Account

I love the Club Lloyds Current Account as it gives me interest on up to £5k and I also receive an annual benefit. I choose 6 Odeon Cinema tickets which saves me at least£90. It also opens the door for higher savings rates . Great account all round Reviewed on: 4th April 2025

seniors modern day plight

As a senior customer we get well informed and updated on our Lloyds club current account but in the difficult times we could do with more interest and perks to help with todays ever increasing bills Reviewed on: 3rd April 2025

Brilliant bank, with great incentives and a fantasti...

Brilliant bank, with great incentives and a fantastic App Reviewed on: 2nd April 2025

Banking with Lloyds is very easy and the app is very...

Banking with Lloyds is very easy and the app is very easy to use. Reviewed on: 2nd April 2025

great service and the benefits are good value for th...

great service and the benefits are good value for the fee. Reviewed on: 2nd April 2025

Loyal, great bank, been with them for years

Loyal, great bank, been with them for years Reviewed on: 2nd April 2025

Good switching incentive

Great switching incentive and easy to navigate across switching. Clear and easy terms and conditions and FAQs Reviewed on: 2nd April 2025

Always friendly and helpful on the phone, very effic...

Always friendly and helpful on the phone, very efficient at dealing with issues Reviewed on: 2nd April 2025

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