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Lloyds Bank: Business Banking reviews

Name: Business Banking
Rating: 2.54 (145 reviews)

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2.52

Based on 145 reviews, last reviewed 8th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

23%

11%

12%

47%

Latest highest rating:

5

Great experience It’s been a very great experience since I started banking with Lloyds Bank, I get my credit score updated every week for no cost and it’s been really ... Read more Reviewed on: 2nd April 2025

Latest lowest rating:

1

Opened my business account took them 8 weeks to sort... Opened my business account took them 8 weeks to sort my account out and send my card . However card reader hasn’t been sent, since September have no a... Read more Reviewed on: 8th December 2025

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About this product

Lloyds Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at Lloyds Bank is really like. With business banking and aspects such as access to finance being so important to many business owners, Smart Money People is becoming the UK's leading source of Lloyds Bank business banking reviews. Remember that you can write yours too, and join our mission to increase trust and transparency in financial services.

Lloyds Bank Business Banking reviews (145)

Review of the Lloyds Bank, Business Banking:

No customer focus

This is my opinion after banking with Lloyds for 30 years as a business customer After building a flooring business up to close on 1 million turnover per year and being very lucky enough not to ever need to get a loan I opened a new holding company and registered it with hmrc I then contacted Lloyds to open a new business account under the holding companies name this was just to hold excess monies from the main company I own it was all done above board and was money that had been saved up over 30 years with out spending it I was hoping to retire early well fingers crossed I filled the on line application for the new bank account again remember I’ve been with Lloyd over 30 years with over £400000 cash sat in my main business account Went to work this morning 2nd November 2021 opened my mail and 4 weeks after applying for this Lloyds business account Lloyds turned it down so I called Lloyds who told me absolutely nothing bar they wouldn’t open a account for me and gave no explanation Remember we get nothing for loyalty at Lloyd’s anymore you could have the best credit going but Lloyds are not accepting new business accounts as due to being shot staffed and that they make much more processing government back business bounce back loans they allow existing customers to spend hours and lots of time finning forms out and making phone call to Lloyds when they could have told me there not accepting new business banking for now which seems very disingenuous they are obviously not advertising this as it doesn’t look professional to advertise that there to short staffed or too disinterested in looking after loyal customer I have now opened my new holding company bank account with hsbc who opened it the same day and are in the process of switching my main business account to them all with free banking for 24 months Don’t. Forget if you honestly require a transparent corporate banking company who respect loyal honest customers please don’t build a relationship with Lloyds as you’d be extremely disappointed This review does sound like scorned customer who has a axe to grind I’m certainly not I’m just a business owner who’s worked hard for over 30 years and felt that people should know about loyalty or should I say lack of from Lloyd Reviewed on: 2nd November 2021

Avoid this bank!

Bad experience! I had a fraud last week and I lost £398 that the bank doesn’t want to refund me. I don’t deserve this treatment! The bank didn’t protect my account, didn’t send me messages advising about fraud. Reviewed on: 12th March 2019

If you need a business account quick keep away!!

Applied for a business account online at the beginning of December. I thought nice and easy, upload the documents an will be done in no time. How wrong i was! As of 12-Feb-more than 2 months later- still dont have an account! I can't even count how many times i called them as they kept moving the goal post and despite of every time i provided everything they asked for they came up with new things they need. Reviewed on: 12th February 2019

Great bank

Great bank, never had an issue and always happy to help with any inquiry. Reviewed on: 8th February 2019

Supportive banking

Lloyds have been very supportive through goods times and bad. Great for helping manufacturing in the uk. Reviewed on: 8th February 2019

Fab service

Reliable and friendly. Timely, knowledgable and reliable Reviewed on: 6th February 2019

do not help small businesses just take take take

they will only help if you dont need help ! good at taking money ,,, should be " In your pocket " not " by your side " ! Reviewed on: 4th February 2019

Probably the worst bank ever?

I cannot begin to recount the issues with this bank - leave well alone! Reviewed on: 24th January 2019

Modern Business banking with a personal touch

I am able to do all of my Business banking via the Lloyds Banking app or the internet banking site, meaning I don't have to waste valuable time in a branch unless I want to discuss something. The experience is smooth and flexible and I feel I can trust Lloyds, as I have done for the past 18 years. Reviewed on: 8th January 2019

Lloyds Agriculture call centre

Very poor service, would not advise this Bank, they have poor understanding of their actions and little desire to sort thing out. DO NOT USE. Reviewed on: 25th December 2018

muito satisfeito

sugiro a todos que conheçam os produtos Reviewed on: 18th December 2018

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