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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.08 (776 reviews)

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4.02

Based on 776 reviews, last reviewed 24th Jan 2026

400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

20%

10%

Latest highest rating:

5

Would recommend Lloyds bank First of all i would like to ask if anyone ever wins the prize as i have filled out a few of these and never got a response of who has won? I would g... Read more Reviewed on: 24th January 2026

Latest lowest rating:

1

They constantly allow payments which take me overdra... They constantly allow payments which take me overdrawn and when I questioned why get told to ring up even though it says that i cannot talk on the pho... Read more Reviewed on: 23rd January 2026

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About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (776)

Review of the Lloyds Bank, Classic Account:

Easy current account

Easy to navigate around your account details, simple & clear instructions. Reviewed on: 21st January 2018

Good trusted bank

Have been with this bank since 16, staff are always friendly and helpful, there is a scheme for cashback and lots of information and choice Reviewed on: 11th April 2023

Good

Everything good very good response immediately response Reviewed on: 11th April 2023

Love my bank

I literally love my bank I’ve been with them for 15 years nearly and not once have I experienced any issues with them, I had a fraud situation before and they dealt with it in the best possible way, and so helpful. Reviewed on: 11th April 2023

Good communication

Good comms when making transactions Reviewed on: 10th April 2023

In cyber space and on the ground

Quite fast response on website and overall good communication. High interest on. Overdraft which seems to be a trend. Overall quite easy to use and secure. Not always so helpful in the branch in Uxbridge. Depend on staff present Reviewed on: 9th April 2023

I recommend Lloyds bank is the best ever

To be honest I have never see any problem in Lloyds bank. I love using Lloyds bank as my main account. I recommend Lloyds as full star to my friends. Reviewed on: 8th April 2023

Keeping your money safe

I get steady but not to many emails showing me examples of fraudulent activity and what to spot which reassures me what my bank would or would not ask for, what I can do to protect myself and there is always help available should I need it. I feel that take responsibility for my credit and how much I ask for by explaining it wouldn't be good but offers a number of ways to improve how to look after my money. I feel valued as a customer and would highly recommend them. Reviewed on: 7th April 2023

Personal experience

Lloyd's bank have been very understanding during times of financial woes, especially during the COVID lockdown period. They have always been first hand with direct communication & the only improvement could be a direction as to how to attain a larger overdraft if necessary. And if it is based on credit score than how high that would need to be.Overall, a solid bank for anyone looking to place their money. Reviewed on: 7th April 2023

spot on

been with lloyds for 35 years.Had the classic account for all that time and has been perfect Reviewed on: 7th April 2023

Aaw

Uvuhcuvuvucuvicivo o ov ovivivig Reviewed on: 6th April 2023

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