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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.67 (1127 reviews)

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4.75

Based on 1,127 reviews, last reviewed 22nd Nov 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Loqboc is misleading and dishonest - AVOID In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help imp... Read more Reviewed on: 22nd November 2025

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1127)

Review of the Loqbox, Credit report and building:

Dont dare to trust this company

DONT DARE SUBSCRIBING WITH THIS CREEPY LEGAL SCAM COMPANY. This Loqbox advert slogan is promising to give you at least 25 points monthly score from your CS. But my main purpose is just to strictly save at least £20/month. I got bated to subscribe from their advert slogan. That while you save, you increase your credit score at least 25 pts per month. Then right after a month, I realised that there was no changes from my score that belongs from them apart from my new score that I registered to vote. Then, as I read the public blogs and saw their policy that their promise to increase your score is only about 25 pts in a year. So, I got awaken and realised that this company is making some kind of tricks to people to make them believe that saving your money to them is weigh better. And when I tried to opt out, I suddenly saw in their system that I was a premium member. Theyre charging me £2.50/week. That's too creepy isn't it??? I try to trust them to possibly to make my money earn but not to loose them. Ive contacted their service now. But they sound to be so firm to not to loose the money they got from me. Many companies in UK, once they realise some kind of maybe a little mistake or any changes in mind of their customers. Most of them they would help you do what you wanna do. Delete subscription and refund and even pay compensation. But this creepy Lowbox appears to eager to get ahead in the market. If this bandit company only includes their charges for joining them in their advert. I bet very very few could only be trapped in their business. My mind is calm and ok. I strongly believe my feedback here is not about my being outrageous against their system. But its a fair and very realistic. Tthis company should not be in the market. Imagine if they can bate 1million people charging them secretly for £10/month.. wow!!! Thats a lot of money isn't it.. BE CAREFULL PEOPLE.. Reviewed on: 28th August 2023

Highly Recommend!lute game-changer for me.

Loqbox has been an absolute game-changer for me. I joined to improve my credit score and build better financial habits—and it’s delivered on both! The process is super easy: you choose an amount to "save" each month, and Loqbox reports your payments to the major credit reference agencies, which helps build your credit history. What I love most is that I’m building my savings and my credit score at the same time. I didn’t need to take out a credit card or loan, so there was no risk of going into debt. I’ve already seen a noticeable improvement in my credit rating, and having that little pot of savings at the end has helped me feel more in control financially. The app is simple to use, and their customer service has always been helpful whenever I’ve had a question. Whether you’re just starting out or trying to bounce back from poor credit, I’d 100% recommend Loqbox as a smart first step. Reviewed on: 9th July 2025

Love Loqbox!

I have loved using Loqbox. I have been able to save money as well as build my credit score enough to secure a new credit card and start rebuilding my file. Reviewed on: 9th July 2025

Used to improve credit score and already see a diffe...

Used to improve credit score and already see a difference Reviewed on: 9th July 2025

Excellent

Carnt praise them enough they have helped me so much Reviewed on: 9th July 2025

Must do to approve credit rating

Very good my credit rating has gone up so quickly Reviewed on: 9th July 2025

Vary good Help a lot and would recommend

Vary good Help a lot and would recommend Reviewed on: 9th July 2025

Within 2 months I saw an improvement in my credit sc...

Within 2 months I saw an improvement in my credit score. And the advice provided is easy to apply and relevant. Reviewed on: 9th July 2025

Really easy to use and has helped me boost my credit...

Really easy to use and has helped me boost my credit score Reviewed on: 9th July 2025

I signed up to Loqbox knowing it was a credit buildi...

I signed up to Loqbox knowing it was a credit building account and would have to pay a monthly subscription of £20 per month. What I wasn’t aware of is the £2.50 every week! And then was also unaware of the Bolton that I had {NOT} knowingly agreed too. Which was another £20 per month. So that was taken from my account for a few months now aswell as the £20 subription and £12.00 a week for the service. I have now cancelled the bolt on but still have the account I been trying to open the Loqbox to take my money, But it will not let me! And says I haven’t paid enough in to be able to or I have to pay £30 to get it withdraw transfer to another account. no when trying to cancel the whole thing it also says I have t paid enough in! Having said all of that it has made an I’mprovement on my credit already and would be happy to keep Loqbox if I could afford it Reviewed on: 9th July 2025

I can highly recommend Loqbox.

I can highly recommend Loqbox. The website is extremely helpful and signing up has been instrumental in gaining back my credit health. It has been a great start to motivating me as I have watched my credit score increase and improve my financial reliability and stability. Reviewed on: 9th July 2025

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