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Manchester Credit Union: Loans reviews

4.94
Based on 2,130 reviews, last reviewed 15th Jan 2026
211% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a single problem. Never had a single problem. Always quick replies when needed. Always keeps me up to date Reviewed on: 15th January 2026
Chelsea W's avatar
Chelsea W

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2130)

Review of the Manchester Credit Union, Loans:

Quick and easy

5
I use MCU when I have an unexpected item to pay for. It is quick, easy and convenient to apply and I usually get the loan on the same day Reviewed on: 18th March 2025

Never had a single problem.

5
Never had a single problem. Always quick replies when needed. Always keeps me up to date Reviewed on: 15th January 2026

Ive had a really good experience with credit union i...

5
Ive had a really good experience with credit union it’s as help me out a lot with my bills household appliances and clothes make it a lot less stressful. I couldn’t recommend it enough for people who struggling. Reviewed on: 14th January 2026

Excellent service

5
Excellent service very fast and effective Reviewed on: 9th January 2026

Quick replies from online chat and always happy to h...

5
Quick replies from online chat and always happy to help. Reviewed on: 9th January 2026

Been with credit union for years & can’t fault them...

5
Been with credit union for years & can’t fault them Reviewed on: 9th January 2026

Quick and easy responds quickly.

5
Quick and easy responds quickly. Reviewed on: 6th January 2026

Great for those who are struggling for a short term...

5
Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025

Very good really easy happy with everything

5
Happy with everything really good Reviewed on: 30th December 2025

Always happy to help.

5
Always happy to help, resolve any issues quickly when you phone. Reviewed on: 30th December 2025

Excellent

5
Can’t fault credit union at all always friendly staff easy to navigate website just brilliant really Reviewed on: 29th December 2025

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