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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

50% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Brilliant

With a young family and bills high each month it is so helpful to have this service with a small amount taken from child benefit to be given help with money towards more expensive items that would otherwise take a while to save up for the staff are really friendly and helpful and always receive a reply to emails which is unlike some other companies Reviewed on: 23rd May 2022

Excellent credit union

I’ve been with them 3 years now and find they are the best with offers. I am confident that all my money is in safe hands. I have already recommended this union to family and friends. Reviewed on: 23rd May 2022

Simple easy to use and great customer service

No hassle simple and great customer service Reviewed on: 22nd May 2022

Very easy to use

Easy to understand and use and very quick and reasonable payment plans Reviewed on: 22nd May 2022

Very good

Very good fast process reliable good communication Reviewed on: 22nd May 2022

Excellent Service

A brilliant service, and care with affordable repayments and help and customer service second to none. A union with the person in their thoughts and personalise your dealings. Reviewed on: 22nd May 2022

A great team, excellent in the community

Excellent service and really make a difference Reviewed on: 22nd May 2022

Everyone should be with MCU

Joined MCU in 2019 with recommendation from my mother. Services are good including loans (low interest) and savings (good dividend at the end of the year). I like how they involve all customers in voting and AMG. Reviewed on: 22nd May 2022

Great staff

Very professional staff helpful Reviewed on: 22nd May 2022

Amazing credit Union

Manchester credit union did for me what a bank that I have banked with for 15 years could not do Reviewed on: 21st May 2022

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