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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2181 reviews)

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4.92

Based on 2,181 reviews, last reviewed 19th Mar 2026

19% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Service with a smile..

So far my experience has been smooth smooth sailing. Any issues are quickly resolved by the friendly staff. No complaints and I have recommended them. Reviewed on: 18th May 2022

Excellent service

Staff lovely and helpful. So easy to set up and has even got me saving too. Highly recommended Reviewed on: 18th May 2022

Amazing service

The customer service is amazing and fast! Reviewed on: 18th May 2022

Every little helps.

I have been with MCU for years and as a single mum with a very bad credit rate, I never dreamed to get a loan anywhere. Manchester Credit Union offered me a Family Loan of £500 and I can always top up on my loan after paying back £200. They take their payments out of my Child benefit payments, put me some money in my Share 1 Account and save a £1 in my Share 2 Account which they say you can't withdraw from if you are owing on the loan repayments but every time I find myself in a financial difficulty they give me some of the money kept in my Share 2 account with no questions asked. I'm very thankful for their impeccable Customer Service and how they go the extra mile to listen and help out. I don't know what I would have done over the last few years of being unemployed if I didn't have them to lean on whenever I need some money for bills or even just to get the children some Christmas presents. Thanks to MCU I never have to feel like an all around failure in front of my children, or go without gas and electricity in the home. Thank you MCU and keep shining that light for those of us in the dark. Reviewed on: 18th May 2022

Great all round

So helpful, quick to respond and always friendly Reviewed on: 18th May 2022

Excellent service

From the time I opened my account with them till now. I don't have any need to complain. I withdrew my money when ever I wanted with no problem. Reviewed on: 18th May 2022

Amazing help is there

Straight forward brilliant and there when you need them Reviewed on: 18th May 2022

Fair ethical banking without the corporate greed

Regularly improving MCU offers me everything I need from banking without the corporate greed. Always a friendly person to speak with/message. I’m happy I have my account and would recommend them to anyone Reviewed on: 18th May 2022

Credit Union Wythenshawe Branch

The Staff are very pleasant and facilitating and they always make you feel at ease when getting a loan Reviewed on: 18th May 2022

Great Union helping a lot.

I am comfortable with Manchester credit Union. Reviewed on: 18th May 2022

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Manchester Credit Union: Loans reviews

19% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Manchester Credit Union Loans reviews (2181)

There when I needed them

Service with a smile..

Excellent service

Amazing service

Every little helps.

Great all round

Excellent service

Amazing help is there

Fair ethical banking without the corporate greed

Credit Union Wythenshawe Branch

Great Union helping a lot.

Do you have a different Manchester Credit Union product?

Want to see more from Manchester Credit Union?

Savings

Join Smart Money People

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