Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

View other Manchester Credit Union products

4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Brilliant

I have been using Manchester Union for almost 5 years now and can say it is brilliant. It has pulled me out off some sticky situations in the past and it also saves money in the savings account which I will be putting into my daughters bank account! Service is brilliant i have never had an issue thank you Reviewed on: 24th June 2025

Very good

Very good. Helped me a lot when I’ve needed it Reviewed on: 24th June 2025

Just so easy and simple best loan company I’ve used...

Just so easy and simple best loan company I’ve used and saving Also makes it a great company Reviewed on: 24th June 2025

Really easy to use good for saving money.

Really easy to use good for saving money. Reviewed on: 23rd June 2025

Always had a pleasant service whenever I have needed...

Always had a pleasant service whenever I have needed any help or advice Reviewed on: 23rd June 2025

Perfect and excellent service never had an kind of i...

Perfect and excellent service never had an kind of issue Reviewed on: 23rd June 2025

Have used for years to get short term loans and savi...

Have used for years to get short term loans and saving it a safe and secure way to manage my money Reviewed on: 23rd June 2025

Brilliant helping hand when you need it and helps to...

Brilliant helping hand when you need it and helps to save too Reviewed on: 23rd June 2025

I have been with Manchester credit union for years a...

I have been with Manchester credit union for years and the app has made it easier to access the products Reviewed on: 23rd June 2025

Great to help out when needed, sometimes hard to get...

Great to help out when needed, sometimes hard to get hold of during the day but can always get a response via email Reviewed on: 23rd June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Fair Finance 3.15 from 9 reviews
Loans
from Enterprise Credit Union 4.98 from 1959 reviews
Short-term loan
from WageDay Advance 4.96 from 284 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub