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M&S Bank - Marks and Spencer: Home insurance reviews

2.33
Based on 53 reviews, last reviewed 4th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
11%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
51%

Latest highest rating:

5

a great product, shame they are discontinuing it a great product, shame they are discontinuing it Reviewed on: 5th September 2025
Philip Greenwood's avatar
Philip Greenwood

Latest lowest rating:

1

M&S home ins backed by Aviva. Disgusting service. M&S home insurance are backed by Aviva. God forbid you ever have to make a claim with these idiots because they will run you ragged with repeated requ... Read more Reviewed on: 4th February 2026
G W's avatar
G W

About this product

M&S home insurance is underwritten by Aviva Insurance Limited.

M&S home insurance offers cover for building and contents together or you can buy them separately. If you make a claim under both buildings and contents, you’ll only pay one excess. There are no charges to spread the cost of your policy by Direct Debit.

M&S home insurance reviews help you find out what it’s really like to be a customer. If you’ve used M&S Bank before, you can also leave a review and share your experience.

M&S Bank - Marks and Spencer Home insurance reviews (53)

Review of the M&S Bank - Marks and Spencer, Home insurance:

Got a quote from these jokers!

1
Near fell over seeing what they quoted myself. ~£1,600 for premium insurance! That’s just plain and simple taking the ****! Why don’t you ask for my kids savings as well. Shame on you for trying that with customers! Reviewed on: 24th October 2023

Excellent

5
A very good service, recommended to all. Reviewed on: 28th April 2015

Good excess, helped when my phone was stolen

5
I had my phone stolen from my person two years ago when I was mugged. I rang my home insurance providers (Marks and Spencer) who were immediately very helpful and gave me an estimated time that it would take to either; 1. get a new phone or; 2. receive the money equivalent into my account. The staff were friendly and talked me through the procedures I would have to go through with the police/crime reference numbers etc., and overall it was a pleasant and very swift claim. Would most definitely recommend to family and friends. Reviewed on: 28th April 2015

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