Write a review

M&S Bank - Marks and Spencer: Current Account reviews

Name: Current Account
Rating: 2.47 (153 reviews)

View other M&S Bank - Marks and Spencer products

2.45

Based on 153 reviews, last reviewed 24th Aug 2023

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

24%

11%

53%

Latest highest rating:

5

they are good I like them very much and I think they have the best quality Reviewed on: 3rd April 2023

Latest lowest rating:

2

Not customer focused Not customer focused just want to meet targets Reviewed on: 24th August 2023

Read all reviews Write a review

About this product

M&S Bank no longer offers current accounts.

Review M&S Bank - Marks and Spencer: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

M&S Bank - Marks and Spencer Current Account reviews (153)

Fantastic service

This bank is really helpful and polite and they are open on Sunday's which is extremely helpful in today's busy world Reviewed on: 26th January 2016

Fantastic customer service

I recently decided to switch my current account to M&S bank. Once I had applied for the account online, I was asked to ring them up, which I did. It took a while to get through, but once I had the phone call was just a quick call to check all my details were correct. A few days later I had an email to say I had been accepted for the account. I had to ring up again to have the process of switching explained to me, which was very helpful, and although a 15 minute phone call, was step by step to ensure I understood. Once I had signed and received all the documents in the post, I had to ring up once more to confirm I wanted to go ahead with the switch. All the way through the customer service advisors were incredibly friendly and helpful. I have to admit, I was lured in by the prospect of a £100 gift card for switching, but it has been a fantastic process from start to finish and worth it even without the gift card! Reviewed on: 24th December 2015

Great experience from day one

I had a different bank account recently that i paid approx £15 a month for, for products i never used, so i searched online and realised that M and S were online.. I started the switch process and it was so simple and easy, the M&S staff kept me informed and always lovely and polite, ive had my new account a couple of months now, and even though ive had loads of questions etc, i have always had a lovely spoken person on the other end that is more than happy to help how they can. Great account facilities and even better - i pay nothing to have a account with them, so immensely happy overall! Reviewed on: 9th December 2015

Great Bank, Helpful Staff

I joined this bank about 18 months ago and everything has been plain sailing. Customer Service is of a high standard, and I find it easy to either go to a big store with a branch, or the little stores if just wanting to pay cash or a cheque in. I also hadn't realised when I joined that you can use the main HSBC branches to do your banking which is an added bonus. I like that they have an app to see balances, old statements, manage your details, it would be great if this could be developed to make payments too though. The switching problem was really easy, quick and efficient, and I got a £125 gift card for switching. Overall I'm really happy I switched and am in no hurry to change again. Reviewed on: 20th November 2015

great incentive to switch

Opened this because of the 3100 gift card incentive. Have had no problems and you can use HSBC for all day to da transactions Reviewed on: 30th August 2015

great for the monthly saver account

Opened this because it it needed if you want to open a monthly saver which pays 6%. Disappointed that you cant open the monthly saver online (it has to be done by phone) but it was quick and easy to do so Reviewed on: 27th August 2015

good bank

Switched from another bank because of the gift card incentive. Application is slower than I would have hoped (some things need to be done by phone) However got my £100 gift card and the bank account is easy to use Reviewed on: 27th August 2015

Ideal for big M&S spenders

I was persuaded to sign up by switching from another current account that i ditched due to my increased spending in M&S for which i wanted to collect more loyalty rewards from my spending there.The free £100 gift card was certainly a sweetener for me and is an incentive that many of the providers are offering at the moment of a similar level.I cannot fault the application process or the time it took to open and thankfully the transfer was hassle free without problems. Reviewed on: 26th August 2015

M&S current account offers a 6% regular saver, competitive forex rates, and a voucher for switching.

After looking around for a regular savings account I was drawn to the M&S current account which provides access to a 6% savings account (for one year at least). At the time I was applying for the current account they were also offering a £125 M&S giftcard for switching a current account to them. ( I think it's currently a £100 giftcard) I had an account with another institution that I was planning to close anyway so was able to use the switching service and received the giftcard about a month later. Another plus point is that the foreign exchange rates available to cardholders are enhanced compared to non-cardholders and is very competitive in the foreign exchange marketplace. Customer service is excellent, as you'd expect from M&S. Reviewed on: 26th August 2015

Great Customer Service

I changed to M&S current account last year after a great offer of £125 gift voucher for joining, overall I would say they are very good and have a good customer service. However I do find it very frustrating that they don't have a proper banking app, and you need to use the small calculator type device to log in - this makes checking your balance slow and tedious. Reviewed on: 26th August 2015

Do you have a different M&S Bank - Marks and Spencer product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

M&S Bank - Marks and Spencer has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub