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M&S Bank - Marks and Spencer: Current Account reviews

Name: Current Account
Rating: 2.52 (156 reviews)

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2.52

Based on 156 reviews, last reviewed 17th Apr 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

25%

11%

53%

Latest highest rating:

5

Good to use for safety purposes. Good to use for safety purposes.I love the credit to pay in 4 months without interest Reviewed on: 14th April 2026

Latest lowest rating:

1

Too expensive, look elsewhere Found similar if not better quality at more than half the price at a local store Reviewed on: 17th April 2026

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About this product

M&S Bank no longer offers current accounts.

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M&S Bank - Marks and Spencer Current Account reviews (156)

Ideal for big M&S spenders

I was persuaded to sign up by switching from another current account that i ditched due to my increased spending in M&S for which i wanted to collect more loyalty rewards from my spending there.The free £100 gift card was certainly a sweetener for me and is an incentive that many of the providers are offering at the moment of a similar level.I cannot fault the application process or the time it took to open and thankfully the transfer was hassle free without problems. Reviewed on: 26th August 2015

M&S current account offers a 6% regular saver, competitive forex rates, and a voucher for switching.

After looking around for a regular savings account I was drawn to the M&S current account which provides access to a 6% savings account (for one year at least). At the time I was applying for the current account they were also offering a £125 M&S giftcard for switching a current account to them. ( I think it's currently a £100 giftcard) I had an account with another institution that I was planning to close anyway so was able to use the switching service and received the giftcard about a month later. Another plus point is that the foreign exchange rates available to cardholders are enhanced compared to non-cardholders and is very competitive in the foreign exchange marketplace. Customer service is excellent, as you'd expect from M&S. Reviewed on: 26th August 2015

Great Customer Service

I changed to M&S current account last year after a great offer of £125 gift voucher for joining, overall I would say they are very good and have a good customer service. However I do find it very frustrating that they don't have a proper banking app, and you need to use the small calculator type device to log in - this makes checking your balance slow and tedious. Reviewed on: 26th August 2015

Good bank account

The application process is slow. Once opened, though, the online bank is simple and easy to use, and the customer service is excellent Reviewed on: 25th August 2015

Excellent service.

Excellent service, regardless of your query Reviewed on: 15th August 2015

Great customer service.

Simple to open a current account. Great customer service Reviewed on: 28th April 2015

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