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Mettle by NatWest: Business banking reviews

4.93
Based on 4,582 reviews, last reviewed 8th May 2026
439% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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Latest highest rating:

5

Always a spot on banking service Always a spot on banking service Reviewed on: 5th May 2026
SIMON H's avatar
SIMON H

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4582)

Didn’t realise until I saw mettle that I was overpay...

5
Didn’t realise until I saw mettle that I was overpaying for my business bank account. Switched over and as I already used FreeAgent with my previous account I was able to continue using it without any problems at all. Also the ability to create pots is something I’ve wanted from a bank for a very long time. Makes it super easy to save for tax, and also have some savings aside! Reviewed on: 19th March 2025

Starting of self employed, this is really helpful...

5
Starting of self employed, this is really helpful regards to keeping records, help with invoices and to keep on top of my money. Reviewed on: 19th March 2025

Straight forward, no hassle.

5
Straight forward, no hassle. Set up account smoothly when I started my business. Communication is superb. Yet to explore the accounting support but looking good. Reviewed on: 18th March 2025

Simple, organised

5
Very simple to sign up and use, with a great mobile banking app interface. I like that it helps me to keep my transactions organised/categorised and can help when it comes to accounting. Also like the saving pots and ‘rules’ you can set that will help me set aside money for my tax bill. Reviewed on: 18th March 2025

Very easy to use App and excellent customer service.

5
Very easy to use App and excellent customer service. I'm really please with them. Reviewed on: 18th March 2025

Easy to use

5
Easy to use, all the information you need at the touch of a button, there is a lot to shout about with such a simple, intuitive app - so wish I'd had this earlier in my self-employed career, keeping track of my invoices, payments and income. Reviewed on: 18th March 2025

I'm new to my own building and mettle give my freedo...

5
I'm new to my own building and mettle give my freedom and knowledge Reviewed on: 18th March 2025

I don’t pay anything for mettle and I can’t believe it.

5
I don’t pay anything for mettle and can’t believe it. It offers so much and makes my life so much easier! I tell all of self employed friends about it. Everything about it is great, the layout and usability is excellent and all the features like automatically splitting payments into pots is so helpful for planning ahead for tax time! Reviewed on: 18th March 2025

Easy to use app & all the information I need to acce...

5
Easy to use app & all the information I need to access is easy to do so. The chat feature has been helpful when needed! Reviewed on: 18th March 2025

A easy to use and set up account.

5
A easy to use and set up account. A good balance of features that are great for freelancers. The limitation of no IBAN makes it difficult to use for software developers who need it for integration with the big app stores, but if your business is physical or services, it’s perfect. The mix of features including discounts on FreeAgent is excellent for ensuring you comply with Making Tax Digital. Reviewed on: 18th March 2025

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