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Mettle: Business Banking reviews

Name: Business Banking
Rating: 4.89 (2245 reviews)

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4.91

Based on 2,245 reviews, last reviewed 9th Nov 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A pleasure , works efficiently and effectively A pleasure , works efficiently and effectively Reviewed on: 9th November 2025

Latest lowest rating:

1

Terrible from the start, and it continued... Terrible from the start. Promised a 2-3 day onboarding but no... it took about 8 days, which felt like they could have been more open and upfront from... Read more Reviewed on: 22nd April 2025

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About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (2245)

Review of the Mettle, Business Banking:

Modern day banking for the modern day business

I selected Mettle for my business bank account as I wanted the modern user experience of a challenger bank, but with better integration, support and functionality. I was impressed by how quickly and securely I was able to open my account which was done within 24hrs following mandatory checks. Most banks currently have a lead time of around a month for opening a business current account so I highly recommend Mettle, if you require a quality business account and time is of the essence. Mettle is authorised by the FCA and is owned by NatWest so you have the added reassurance that your funds are protected and ring fenced within a regulated bank. You also get access to award winning accounting software, FreeAgent, free of charge as long as you make at least one transaction per month. The in app customer services team are super helpful and are quick to respond to any queries you may have. Mettle also offer 100% fee free banking so if you’re starting up on a tight budget, like me, then you won’t have to worry about troublesome charges which can become a burden especially when starting out. With free award winning accounting software - to help you manage your own books, fee free banking and superb customer services, Mettle is the ideal banking partner for the modern business. Reviewed on: 16th March 2021

The account is very easy to use.

The account is very easy to use. The functionality of direct invoicing and accounts. Reviewed on: 16th April 2025

Good banking / mobile app experience

Easy to use and links well with Freeagent. 'Pots' are useful to earmark funds for certain purposes. Reviewed on: 16th April 2025

Easy to use and customer service are quite on the ba...

Easy to use and customer service are quite on the ball if I have a question Reviewed on: 16th April 2025

Great app that’s is simple and effective

Great app that’s is simple and effective Reviewed on: 16th April 2025

Basic & simple

Easy to navigate. Easy to transfer funds to other accounts . Reviewed on: 16th April 2025

Easy and efficient mobile banking.

Mettle keeps me well informed if there is anything that i need to know. Mettle always responds fast to queries and requests. Mettle is easy to use. Reviewed on: 16th April 2025

The simplest way to bank online Everything is straig...

The simplest way to bank online Everything is straightforward and easy to navigate Reviewed on: 16th April 2025

Setting up Mettle has been easy and smooth running!

Setting up Mettle has been easy and smooth running! Linking it to POS and the flexibility of the APP has made it an essential component of my new business venture. Reviewed on: 16th April 2025

Everything you could possibly need and more!

Everything you could possibly need and more! Really happy with the account and the ability to add receipts and files to each of the transactions. It helps me to keep on top of my paperwork. App is great to use and has fantastic features. Reviewed on: 15th April 2025

Amidst my needs being extremely minimal as far as my...

Amidst my needs being extremely minimal as far as my Self-Employment goes. Mettle is just soo simple and easy to use! The Staff/Customer Service are always at hand and always get back to you when required. This Business Bank Account totally works for me. Thank-You! Reviewed on: 15th April 2025

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