Smart Money People Logo

Monmouthshire Building Society: Mortgages reviews

4.82
Based on 267 reviews, last reviewed 19th Feb 2026
61% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

informative and helpful. Anita was informative and helpful. Explained everything clearly and helped guide me to what’s best for us Reviewed on: 19th February 2026
L C's avatar
L C

Latest lowest rating:

1

The Monmouthshire Building Society have a 'floor' ra... The Monmouthshire Building Society have a 'floor' rate on their variable rate products that, at the moment, doesn't go beneath 3.5 %. However they hav... Read more Reviewed on: 24th August 2025
Caroline L's avatar
Caroline L

About this product

Monmouthshire Building Society offer a range of mortgages to cover different borrowing needs.

Whether you’re looking to buy your first home, move somewhere bigger, or simply get a better deal, you can book an online appointment with a Monmouthshire mortgage advisor.

Monmouthshire Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Monmouthshire Building Society before, you can also leave a review and share your experience.

Monmouthshire Building Society Mortgages reviews (267)

Review of the Monmouthshire Building Society, Mortgages:

Jahsua knew everything about the mortgage applicatio...

5
Jahsua knew everything about the mortgage application and very knowledgable, helpful and understanding. Reviewed on: 7th February 2025
Reply from Monmouthshire Building Society Thank you for leaving a review, we are so pleased to hear that you have had a great experience with the Society. Your comments will be passed on to Joshua. Response date: 7th February 2025
Monmouthshire Building Society Logo
Monmouthshire Building Society

Great products and great people

5
We have just arranged our 3rd mortgage with the Monmouthshire and each time it has been a great product but the most important thing to us is having professional knowledgeable people at the end of the phone. I don’t think we will ever use anyone else! Reviewed on: 12th November 2019

outstanding

5
Outstanding mortage lender dont only consider young borrowers but have time for the older person. Reviewed on: 12th November 2019

Reasonable saving rate

4
Over the past few years the Monmouthshire has had some reasonable saving rates Reviewed on: 12th November 2019

Amazing service for a first time buyer.

5
Great understanding of products and detailed information regarding the mortgage and the process. Easy to contact and very helpful customer service department. Reviewed on: 12th November 2019

Friendly

5
Make obtaining a mortgage easy and simple ,explaining everything in easy to understand language Reviewed on: 12th November 2019

Remorgage

5
Given different options available with explanation. Allowed time to think about and follow up. Best rates available in the market. Reviewed on: 12th November 2019

Granted a mortgage later in life

5
Our financial advisor suggested my wife and apply for a mortgage from the Monmouthshire Building Society, even though we were in our 60s. The application was straightforward enough but what really made a difference was that we felt that a real person had assessed our application rather than just putting our details into a YES/NO algorithm! All our contacts with the MBS over the last six years, including renegotiating the mortgage every two years, has been at a 'person-to-person' level. Great service from a small, caring 'bank'. Thank you MBS. Reviewed on: 12th November 2019

Faultless service.

5
Great staff; pleasant knowledgeable and helpful. Kept my mortgage with them, as they provided the best service and up to date deals. Reviewed on: 12th November 2019

Fantastic company

5
Been with Monmouthshire Building Society for the last five years with our mortgage and they have made the experience of getting a mortgage an easy process. They are very professional and me and my husband cannot fault their services- would recommend to everyone. Reviewed on: 12th November 2019

First time buyer

5
They were very easy to deal with and set up our first mortgage, would definitely recommend. Reviewed on: 12th November 2019

Do you have a different Monmouthshire Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monmouthshire Building Society?

    View all products