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Monzo: Business Account reviews

4.92
Based on 1,249 reviews, last reviewed 4th Mar 2025
4900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The Bank That Stole My Heart (& Organised My Finances) Monzo isn’t just a bank—it’s my financially responsible best friend who never judges me for my occasional (okay, frequent) impulse purchases. It shows... Read more Reviewed on: 4th March 2025
Amy K's avatar
Amy K

Latest lowest rating:

1

Horrible service Horrible service. I'm moving back to a traditional bank after having multiple problems with my account. Reviewed on: 4th March 2025
Phil S's avatar
Phil S

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1249)

Review of the Monzo, Business Account:

Easy of use and easy to apply

5
It is very easy to use and manage the account. Savings pots are very useful. I am using it from more than a year and I haven't face any issue during this time. Reviewed on: 3rd March 2025

The Bank That Stole My Heart (& Organised My Finances)

5
Monzo isn’t just a bank—it’s my financially responsible best friend who never judges me for my occasional (okay, frequent) impulse purchases. It shows me exactly where my money is going, helps me budget like an actual adult, and even lets me gamify my savings—because nothing motivates me more than pretending my savings goal is a high-score leaderboard. It even lets me manage finances with my partner, meaning we can finally argue about money with data. And as a bonus, my business account is right there too, so I can seamlessly switch between “responsible entrepreneur” and “why did I just buy another bag?” mode. Honestly, Monzo has set the bar so high that if I ever tried to switch banks, I think my finances would stage an intervention. 10/10, would trust Monzo with my life savings. Reviewed on: 4th March 2025

The best business account in the game

5
The best business account in the game, the app just makes everything simple. The auto tax pot feature is amazing. Reviewed on: 4th March 2025

Good interest rate however, it drops a lot

4
Good interest rate however, it drops a lot Reviewed on: 4th March 2025

Monzo is the future

5
The Monzo app is user-friendly and makes banking easy, and even fun. I genuinely feel like Monzo is a bank for the people and is run exactly how all banks should be run in the modern day. Reviewed on: 4th March 2025

Love how easy and simple Monzo bank is!

5
Love how easy and simple Monzo bank is! Reviewed on: 4th March 2025

Good app, excellent service.

5
Good app, excellent service. Monzo Reviewed on: 4th March 2025

The best card on my traveling.

5
The best card on my traveling. I can use any time on my trip and monzi offer thr best rate Reviewed on: 4th March 2025

The business account makes banking and keeping track...

5
The business account makes banking and keeping track of money really easy, each time a new feature is released it s the perfect one Reviewed on: 4th March 2025

Business banking that grows with you.

5
Monzo offers a great no cost entry level business banking account. It let me get my company up and running at the start and offers additional features as and when I need them as my company grows Reviewed on: 4th March 2025

I love using Monzo and it's services.

5
I love using Monzo and it's services. I lost my debit card once and the customer support was easy, swift and extremely smooth. I received a new ATM card within a day. I have also started financial planning with the app. Monzo has so much to offer - savings pot, investment tips, offers and discounts. Would highly recommend Monzo!! Reviewed on: 4th March 2025

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