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Monzo: Business Account reviews

4.87
Based on 1,450 reviews, last reviewed 12th Feb 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Opened a new business account in minutes everything... Opened a new business account in minutes everything about this app and account is perfect for my business great bank Reviewed on: 12th February 2026
Nick H's avatar
Nick H

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1450)

Review of the Monzo, Business Account:

Easy banking, great features.

5
Easy banking, great features. love the pots to separate out finances. And automatically deducting a %age is a really useful tool Reviewed on: 26th March 2025

Opened a new business account in minutes everything...

5
Opened a new business account in minutes everything about this app and account is perfect for my business great bank Reviewed on: 12th February 2026

Easy to talk to, very helpful, great lending options

5
Easy to talk to, very helpful, great lending options Reviewed on: 12th February 2026

Best Business Account I've ever used!

5
Best Business Account I've ever used! Reviewed on: 12th February 2026

Most convenient banking service.

5
Most convenient banking service. Reviewed on: 12th February 2026

Loved the ease to open account.

5
Loved the ease to open account. Excellent features available for everyone to use and the app is great Reviewed on: 12th February 2026

Just easy to understand, colorful apps and quick res...

5
Just easy to understand, colorful apps and quick responses from customer service Reviewed on: 11th February 2026

Easy to use, great at snapshotting finances for tax...

5
Easy to use, great at snapshotting finances for tax returns. Amazing value for money! Reviewed on: 11th February 2026

ok A good review is informative, honest and detailed.

5
ok A good review is informative, honest and detailed. Here are a few tips for writing a review: Reviewed on: 11th February 2026

Great and getting better

5
Seamless joining experience, excellent app and constantly improving offering Reviewed on: 11th February 2026

Love Monzo but locking linked accounts behind a payw...

4
Love Monzo but locking linked accounts behind a paywall is a negative when a lot of banks offer this for free. Same with the accounting tools. Would be a 5/5 if these 2 things were changed. Reviewed on: 11th February 2026

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