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Monzo: Business Account reviews

View other Monzo products
4.91
Based on 1,766 reviews, last reviewed 12th Mar 2026
37300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

Simple and intuitive The feature that automatically saves tax has been invaluable. As a small business owner these are easy wins. The app is simple and intuitive. Reviewed on: 12th March 2026
Calypso r's avatar
Calypso r

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah
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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1766)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022
NC's avatar
NC

Absolutely AWESOME banking

5
The Monzo app is by far the greatest of them all, with everything I ever need right there at my fingertips. I’ve never had a negative experience in the years I have had my accounts Reviewed on: 26th March 2023
Cliff Exell's avatar
Cliff Exell

Excellent

5
Monzo is so good it's amazing what you'd can do Reviewed on: 26th March 2023
Elaine Honey's avatar
Elaine Honey

Excellent

5
I am director of Durdur Ltd on 17 years I never seen service like Monzo service Un be leave Reviewed on: 25th March 2023
SHARMAKE FARAH's avatar
SHARMAKE FARAH

Single stop account

5
Monzo has probably the fastest service and transfer speed I have ever seen.Amazing app features with lot of simplicity and no complex hiding features.Customer service is brilliant and very prompt. I would be surprised if you will ever think of changing this account as it has everything under one roof. Reviewed on: 23rd March 2023
Mansoor Keen's avatar
Mansoor Keen

Love the simplicity!

5
Love everything about business banking with Monzo, from signup through to getting paid. The tech is highly user friendly, functional and I get to use emojis Reviewed on: 23rd March 2023
Leah Haynes's avatar
Leah Haynes

Excellent Business Banking

5
The ability to budget and manage funds via pots has been a game changer to manage my business finances. Highly recommend to anyone in business no matter the size, especially for sole traders starting out, to create solid foundations for their business finance mgt. Reviewed on: 23rd March 2023
Geeta Negroni's avatar
Geeta Negroni

How banking should have always been done!

5
I was a tractional bank customer who grew tired of waiting for balances to show correctly, annoyed that payments where delayed so the Bank could profit. I grew more tired of the customer service experiences. Then came Monzo! Not only is the set up of any type of account super easy, currency transactions are a dream, always finding the customer the best rate. And if all of that wasn't enough, their customer service agents are allowed to be human. Easy to contact any time of day, and issue is resolved within minutes and more complex stuff less than a day. To say that I love using my Monzo account is an understatement. It started as a personal bank account and after being so happy, I transferred my business account to them also. Monzo are a fantastic bank, they deserve to win as they were first in my eyes for offering such a great digital service. Reviewed on: 23rd March 2023
I zzi's avatar
I zzi

Best banking experience

5
Very easy to use and amazing customer service. Wouldn't use any other bank for business. Creating invoices is quick and easy also. Keep doing what you're doing . Reviewed on: 23rd March 2023
Sam Edwards's avatar
Sam Edwards

Absolutely great service

5
Brilliant bank so easy to use and much easier than any high street bank Reviewed on: 23rd March 2023
mikegallop8@hotmail.com's avatar
[email protected]

Business Account

5
I've been a long term customer of a High Street bank and have been relatively contented with the service and facilities they offered. Recently, on the recommendation of a friend, I opened a Monzo account and didn't really expect it to be any different from what I was accustomed to. Once up and running I have found it to be far superior in it's ease of use and the extra little facilities it allows me to use. The ease of requesting and tracking invoices submitted to clients is without doubt more straightforward and allows me to keep control over my cash flow. For anyone deliberating about whether it's worth opening an account, I thoughly recommend it. I will in due course also be opening a personal account and making all my banking with Monzo Reviewed on: 22nd March 2023
Christopher Lloyd 's avatar
Christopher Lloyd

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