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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1768 reviews)

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4.92

Based on 1,768 reviews, last reviewed 12th Mar 2026

37500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Love the app and being able to take payments from cu... Love the app and being able to take payments from customers through it Reviewed on: 12th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1768)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Absolutely great service

Brilliant bank so easy to use and much easier than any high street bank Reviewed on: 23rd March 2023

Business Account

I've been a long term customer of a High Street bank and have been relatively contented with the service and facilities they offered. Recently, on the recommendation of a friend, I opened a Monzo account and didn't really expect it to be any different from what I was accustomed to. Once up and running I have found it to be far superior in it's ease of use and the extra little facilities it allows me to use. The ease of requesting and tracking invoices submitted to clients is without doubt more straightforward and allows me to keep control over my cash flow. For anyone deliberating about whether it's worth opening an account, I thoughly recommend it. I will in due course also be opening a personal account and making all my banking with Monzo Reviewed on: 22nd March 2023

I love banking with Monzo

It’s changed how I spend my money and I feel Like I have more control of what I am Spending. I highly recommend Monzo Reviewed on: 22nd March 2023

Friendly and quick

Haven’t Really used the account much but moved recently. Was quick to open. Service seems good, app is great. May update as I use the app more. So far no complaints other than cash limits seem low- but that’s okay. Reviewed on: 20th March 2023

Easy

Super handy app. Easy to use and track Kl business activities Reviewed on: 18th March 2023

Best facility's

Fantastic service great value auwsome tools Reviewed on: 17th March 2023

Good

Good app and good service no costs involved. Reviewed on: 17th March 2023

Easy peasy

Easy to use banking app. Deposits and withdrawals instantly show up on app.. regular payments are colour coded so easy to look for Reviewed on: 17th March 2023

easy banking

never had an issue with monzo always speed on transfer and other payment methods Reviewed on: 16th March 2023

Easy and efficient banking

Monzo make my life so much easier. I love how payments can be categorised and the ability to amend payment details for a business account is great. Alerts are also a favourite app feature - to be told when someone has paid you is exciting! Reviewed on: 16th March 2023

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