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Monzo: Business Account reviews

4.85
Based on 1,387 reviews, last reviewed 13th Jan 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Love Monzo. Love Monzo. Theyve had my business account for 4 years now and it just keeps getting better Reviewed on: 13th January 2026
BDS's avatar
BDS

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1388)

Review of the Monzo, Business Account:

I am a sole trader, the Monzo business account makes...

5
I am a sole trader, the Monzo business account makes life so much easier! Reviewed on: 18th March 2025

All good excellent easy to use

5
All good excellent easy to use quick transfers of money and good perks Reviewed on: 14th April 2025

Super user friendly and the pots help management of...

5
Super user friendly and the pots help management of money so easily. Since using Monzo pots I’ve always had the money for bills. I especially like the 20% automatic movement of money. Reviewed on: 14th April 2025

Great for organising and separating profit and taxes.

5
Great for organising and separating profit and taxes. Makes life so much easier Reviewed on: 13th April 2025

Best business product in the market

5
Best business product in the market Reviewed on: 13th April 2025

Sweet seamless online banking.

5
Sweet seamless online banking. Less time spent working spreadsheets more time doing business. No hidden fees compared to other banks. Also love the tax pot feature Reviewed on: 13th April 2025

As a new business owner, Monzo has been a breeze to...

5
As a new business owner, Monzo has been a breeze to use, integrating seamlessly and completely intuitive. Reviewed on: 12th April 2025

OMG honestly amazing!

5
OMG honestly amazing! Cannot fault! Reviewed on: 11th April 2025

Happy Customer!

5
Easy to transfer/receive money within accounts! As well as have many saving pots, with the best interest rates I can find within a mobile app! Reviewed on: 11th April 2025

The app is great everything under one roof.

5
The app is great invoicing all under one roof. Really clear and easy to use and setup. Makes business banking a breeze. Reviewed on: 11th April 2025

Brilliant service.

5
Brilliant service. Really easy to use. Reviewed on: 11th April 2025

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