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Monzo: Business Account reviews

4.87
Based on 1,455 reviews, last reviewed 16th Feb 2026
6800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The sign up process was very easy! The sign up process was very easy! The website is so simple (like the mobile app). I have recommended this to other people who have a business. Reviewed on: 16th February 2026
Ace's avatar
Ace

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1455)

Review of the Monzo, Business Account:

Easy of use and easy to apply

5
It is very easy to use and manage the account. Savings pots are very useful. I am using it from more than a year and I haven't face any issue during this time. Reviewed on: 3rd March 2025

From opening a business account to using it everyday...

5
From opening a business account to using it everyday Monzo has been very easy to use from the start. I find the app very intuitive and features are just what my business requires. Reviewed on: 10th February 2026

Highly recommended

5
SMS to make sure enough funds are available.App very friendly and easy to work with. Reviewed on: 10th February 2026

Enjoy the convenience and ease of all banking with M...

5
Enjoy the convenience and ease of all banking with Monzo. We have two business accounts with Monzo. Brilliant! Reviewed on: 10th February 2026

I found it best one and it’s safe.

5
I found it best one and it’s safe. Reviewed on: 9th February 2026

Excellent app with great features on cash flow plann...

5
Excellent app with great features on cash flow planning and with zero downtime so far Reviewed on: 9th February 2026

Top Bank At the Moment.

5
Top Bank At the Moment. TOP BANK .GOOD SERVICE 5 Star Reviewed on: 9th February 2026

Monoz is great!

5
Monoz is great! Easy to navigate and use, I love the pot options. Everything is quick an easy I never had any problem with it. I my firend recommended Monzo for me a 3 years ago since that I recommended to a few friends/business owners and everyone loves it. Reviewed on: 9th February 2026

Extremely efficient and polite staff.

5
Extremely efficient and polite staff. The app is very easy to navigate and has lots of great features. Reviewed on: 9th February 2026

Great experience from signing up to functionality

5
Great experience from signing up to functionality Reviewed on: 9th February 2026

Easy and quick to open a business account with Monzo.

5
Easy and quick to open a business account with Monzo. The charges are fair, transactions are quick and easy on the app. I particularly like that I get an email every month to remind me to print out a statement. I also love the pots, making it almost effortless to make sure there is money available when I need it. Reviewed on: 9th February 2026

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