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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1451 reviews)

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4.87

Based on 1,451 reviews, last reviewed 13th Feb 2026

6400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I was looking to open my business banking account an... I was looking to open my business banking account and monzo were very helpful Reviewed on: 13th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1451)

Review of the Monzo, Business Account:

Easy of use and easy to apply

It is very easy to use and manage the account. Savings pots are very useful. I am using it from more than a year and I haven't face any issue during this time. Reviewed on: 3rd March 2025

Monzo makes businesses banking so easy

Monzo makes businesses banking so easy, there is nothing you cant do to keep your day to day business affairs in order. Its like having an online accounts department on your app. Reviewed on: 9th February 2026

Super easy to set up and run.

Super simple and easy to start up and so many simple features that just make the entire business banking so effortless. Never had an issue with them and they allow enough customisation that its not a mondane experience. Reviewed on: 9th February 2026

Best account by far

I like being able to send invoices with a payment link direct from my business account. Reviewed on: 9th February 2026

Quick and Easy (and sausage rolls)

The interface is really easy to use. The initial transfer from my old bank was really simple. I enjoy the layout of the app, and they provide statistics and analytics without it being to convoluted. The perks are pretty decent value for money if you use multiple perks each week. Reviewed on: 9th February 2026

Very satisfied

Good communications. Reliable, highly competitive Reviewed on: 9th February 2026

Monzo Business Account

I already had a standard Monzo account which I absolutely loved but then saw in the app about the business account. I looked into it and applied instantly as I am a sole trader, it so much easier to do invoicing on the app now rather than using an independent invoicing software. The best feature by far is the tax pot feature where it allowed me to choose the percentage of income to go into tax. Super easy to use and the best bank by far Reviewed on: 9th February 2026

Easy to bank with

Excellent customer service and a mobile phone banking app that is clear, visual, and easy to manage a business account on. Reviewed on: 9th February 2026

Great for a start up, really easy & straightforward.

Great for a start up, really easy & straightforward. Would love a second expenses debit card as part of the Pro plan, as a new business we can't initially afford £25 p/m. Everything else is fab, love the receipts function too. Reviewed on: 9th February 2026

Monzo is grea

Monzo is great at providing an easy to use business account. I have a team subscription and the ability to send payments as a CSV, great other team member access and the usability of the app is amazing. I will stand by using Monzo for the foreseeable future as it genuinely saves so much time. Reviewed on: 9th February 2026

Easy process for a start-up loan!

Easy process for a start-up loan! Reviewed on: 9th February 2026

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