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Monzo: Business Account reviews

4.88
Based on 1,505 reviews, last reviewed 4th Mar 2026
11700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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2 star
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1%

Latest highest rating:

5

Great Bank for business. Great Bank for business. Easy to set up Reviewed on: 4th March 2026
S L's avatar
S L

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1505)

Review of the Monzo, Business Account:

Always there to help

5
Never let me down once will always be using this bank personal and business Reviewed on: 23rd February 2022

Made my small business easier.

5
Made my small business easier. I used Etsy as a small side project and couldn’t have been happier with my experience setting up a business account. It slotted in well with my main account and allowed me to keep track of even the smallest detail that were not so readily available on the Etsy platform. Reviewed on: 16th February 2024

Amazing bank

5
Monzo is the most invative bank i have been with, major upgrade to the bank i was with previously, and in mu opinion much better security, and puts me at ease knowing where my money is going and where i am spending the most Reviewed on: 15th February 2024

Incredible customer service ...

5
Incredible customer service when I lost my card- and the app is smart as a whip Reviewed on: 14th February 2024

Easy set up and instant notification of transactions

5
Easy set up and instant notification of transactions Reviewed on: 13th February 2024

My go to for personal and business

5
Have both a personal monzo and 2 business accounts. Love the tax pots it mariella everything so easy Reviewed on: 12th February 2024

Banking never been so easy.

5
Banking never been so easy. Everything you need in a bank account. Good it lets you know when a payment is due, so you can move money into your account if not enough money in to make the payment. Like the option of trends and it’s good to be able to schedule payments. Payment categories are a useful tool, Reviewed on: 11th February 2024

Froze account because asked for a limit increase to...

1
Froze account because asked for a limit increase to send money for a property purchase. Its been 3 days and have had no udpate. Just crazy to think a bank can operate like this. Has caused significant issues with having to move back completion dates. Would appreciate this to be resolve promptly. Reviewed on: 11th February 2024

I switched over my business account to Monzo from a...

5
I switched over my business account to Monzo from a well known bank that I had been with for 20 years, I was of course apprehensive but the switch was so smooth and effortless. The savings are amazing wish I had switched earlier. Reviewed on: 10th February 2024

The best the best the best the best

5
The best the best the best the best Reviewed on: 10th February 2024

Monzo has an incredible flexibility under every aspect.

5
Monzo has an incredible flexibility under every aspect. Everyday banking, International card payments, payments clarity and more Reviewed on: 10th February 2024

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