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Monzo: Business Account reviews

4.85
Based on 1,390 reviews, last reviewed 23rd Jan 2026
400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The Easiest Business Decision I’ve Made . I switched my business banking to Monzo because I wanted something simple, clear, and actually designed for people who run their own business — not a ... Read more Reviewed on: 23rd January 2026
Carol Sillitoe's avatar
Carol Sillitoe

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1390)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Great way to invoice clients and organise for the ta...

5
Great way to invoice clients and organise for the tax year. Reviewed on: 22nd March 2025

Honestly switched from NatWest and tide to move to m...

5
Honestly switched from NatWest and tide to move to monzo, never looked back Reviewed on: 22nd March 2025

Monzo has been a godsend

5
Monzo has been a godsend for both business and personal banking! The ease of tracking incomings and outgoings surpasses all others I’ve seen! Thank you Monzo, truly! Reviewed on: 22nd March 2025

Smooth, easy, ontime, I am using for business purpos...

5
Smooth, easy, ontime, I am using for business purpose and never experienced issue. Reviewed on: 21st March 2025

I will never use another bank!

5
I will never use another bank! I love Monzo! Reviewed on: 21st March 2025

Perfect service, Easy to use app,

5
Perfect service, Easy to use app, Reviewed on: 21st March 2025

I’ve been using Monzo since they launched their Beta...

5
I’ve been using Monzo since they launched their Beta programme and it’s amazing Reviewed on: 21st March 2025

Love Monzo!

5
Love Monzo! Feel they really care about providing a great experience to their customers, with great features (automatic % tax pots in particular) and making the app fun to use. Recommend them to all my clients. Reviewed on: 20th March 2025

Very easy and straightforward to use

5
Very easy and straightforward to use Reviewed on: 20th March 2025

The best account I ever seen so far

5
The best account I ever seen so far Reviewed on: 20th March 2025

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