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Monzo: Business Account reviews

4.91
Based on 1,673 reviews, last reviewed 6th Mar 2026
28200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Everything in one place Everything in one place everything with Monzo now. All my accounts and savings, easy to keep track of and simple to move things around. Reviewed on: 6th March 2026
Cathie Welch's avatar
Cathie Welch

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1673)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Opened a business account in August been so easy to...

5
Opened a business account in August been so easy to set up love it!!! Reviewed on: 20th February 2024

Fantastic, so simple to use.

5
Fantastic, so simple to use. I like how much it tells you how much is coming out of your account daily so you can easily manage your spending. Love it! Reviewed on: 20th February 2024

They have been by far the best bank I have ever deal...

5
They have been by far the best bank I have ever dealt with Reviewed on: 20th February 2024

Easy banking service

5
Easy to use service and easy to manage queries with no hassle Reviewed on: 20th February 2024

Everything with monzo is so simple and seemless

5
Everything with monzo is so simple and seemless Reviewed on: 20th February 2024

Amazing, customer customer service, reply really qui...

5
Amazing, customer customer service, reply really quickly and if a delay alway appologose for this delay, Reviewed on: 20th February 2024

Easy banking, great app.

5
Easy banking, great app. Everything works as it should, no charges! Brilliant Reviewed on: 20th February 2024

Just great service.

5
Just great service. App very functional. Reviewed on: 20th February 2024

App works brilliantly, very helpful customer service...

5
App works brilliantly, very helpful customer service, simple to use and track monet and the pots are great for tax and vat Reviewed on: 20th February 2024

Use it daily no problems, easy to navigate and clien...

5
Use it daily no problems, easy to navigate and clients find no problems sending money Reviewed on: 20th February 2024

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