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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1725 reviews)

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4.91

Based on 1,725 reviews, last reviewed 7th Mar 2026

33300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I started my business in 2024 on a wing and a prayer... I started my business in 2024 on a wing and a prayer, and very much no budget. Although I was with another bank (and had been for 20+ years), their o... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1725)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

It’s easy to use, syncs well for simple accounting,...

It’s easy to use, syncs well for simple accounting, invoicing and saving VAT.super clever and stress free. Monzo has thought through what business needs to focus more on which is of course the day to day running of rather than the numbers. Reviewed on: 6th February 2024

Simple and effective

I needed a bank account that I could link to an accounting software. Monzo links to both Quickbooks and Xero. It was simple to set up abd easy to use. Reviewed on: 6th February 2024

BRILLIANT Bank. BEST I've ever dealt with.

BRILLIANT bank. I opened up a personal and 2 business accounts in minutes. The apps super easy to navigate and having all 3 accounts together in 1 login is FAB. Reviewed on: 6th February 2024

The app has been amazing.

The app has been amazing. I makes running business so much more easier. Reviewed on: 6th February 2024

Incredibly helpful

Incredibly helpful - always willing to help with any queries. Ap is very well laid out and easy to use for businesses Reviewed on: 6th February 2024

Excellent for seasoned and beginner tradesmen

Excellent tool for both beginners and experienced business owners. Makes business very simple to conduct without added hassle that you find with high street banking. The simplicity of running your business from your phone is made easier with Monzo’s Products. Reviewed on: 6th February 2024

Its the business !!

Really easy and quick to open accounts with all the necessary checks in place. The app works a treat. Really love the app with good friendly interface. Reviewed on: 6th February 2024

Monzo offers a seamless banking experience with its...

Monzo offers a seamless banking experience with its user-friendly app and efficient customer service. The real-time transaction updates and budgeting tools make managing finances a breeze. However, occasional app glitches have been noted. Overall, a reliable choice for modern banking. Reviewed on: 6th February 2024

Excellent customer service and easy to use app.

Excellent customer service and easy to use app. Reviewed on: 6th February 2024

The best business account on the market

Monzo bank is extremely good value for money and provide all the services you want and need. It’s easy to open an account and you can start trading. You can even get paid contactless directly on your phone. Reviewed on: 6th February 2024

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