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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1728 reviews)

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4.91

Based on 1,728 reviews, last reviewed 7th Mar 2026

33600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Big help for new businesses ,easy to use quick acces... Big help for new businesses ,easy to use quick access and easy to open account Reviewed on: 7th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1728)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

I love it more year on year

I’ve had Monzo since 2019 and every year I come to love it more and more. I started using Monzo for business last year — its functionality and clean design makes invoicing so much easier than any other card provider. Reviewed on: 3rd February 2024

Great way to manage money and seperate money for tax.

Great way to manage money and seperate money for tax. Clear and precise. Reviewed on: 3rd February 2024

All good

All good perfect it's easy and quick app I recommend every single person Reviewed on: 2nd February 2024

Easy to use

Just so easy to use to transfer money between accounts and pay bills Reviewed on: 2nd February 2024

Very easy to set up account

Very easy to set up account and have had no problem running the account for the last 10 months. Will recommend using Monzo to my colleagues Reviewed on: 2nd February 2024

Easy to use, transparent, fast to sort out any issue...

Easy to use, transparent, fast to sort out any issues and always working! Reviewed on: 2nd February 2024

Excellent online banking

I've had a business and personal account with Monzo for a couple of years now and find it an excellent user base for invoicing and managing my business. Excellent for travelling abroad too. Reviewed on: 2nd February 2024

Just a fantastic all round service

Just a fantastic all round service Reviewed on: 2nd February 2024

Easy to read and understand on the app

Easy to read and understand on the app Reviewed on: 2nd February 2024

a digital bank with total security and credibility

a digital bank with total security and credibility Reviewed on: 1st February 2024

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