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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1390 reviews)

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4.84

Based on 1,390 reviews, last reviewed 23rd Jan 2026

400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

The Easiest Business Decision I’ve Made . I switched my business banking to Monzo because I wanted something simple, clear, and actually designed for people who run their own business — not a ... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1390)

Review of the Monzo, Business Account:

Easy app, customer-friendly team

Such an easy app to use but also with the backing of a helpful team for more niche issues. I use the Profit First system so the Pots facility is perfect. Reviewed on: 3rd March 2025

The app is very easy to use.

The app is very easy to use. -I can manage everything from it. It also accepts many currencies. Reviewed on: 18th March 2025

Monzo is great.

Monzo is great. They take care of their customers and make non-customers want to be customers. They like to have a laugh but also get the job done, which is basically how every bank should conduct themselves if they don’t want society to hate them. Reviewed on: 18th March 2025

Monzo really helped me out

Monzo really helped me out in a tight spot and I am forever grateful for their help, understanding and support Reviewed on: 18th March 2025

I have been using Monzo for the last few years

I have been using Monzo for the last few years , I move my money into Monzo to save and it’s helped me save towards a house deposit. I’m nearly there and it’s been easy to track thanks to Monzo. They provide A very clear overview of your money! Reviewed on: 18th March 2025

Ive been using Monzo for 5 years now

Ive been using Monzo for 5 years now, i switched from another bank that I had for a year and Monzo is so much better for personal experinece, support, saving and everything else you would want from a bank. Monzo has helped me save up to buy my first property this year which is why I love Monzo! I’m currently a member of the Monzo ‘MAX’ service which makes the experience even better than it already was! Reviewed on: 18th March 2025

New Business Account - 10/10!

I have recently set up a business and have set up a Monzo Business Account. It was really easy to set up, and I have no faults with the service. It has been great that I have been able to set up a tax pot so when I get paid it instantly accounts for the tax I will be paying on it. 10/10 Monzo! Reviewed on: 18th March 2025

Smoothest banking app experience

I had recently moved my business account from HSBC where I was being charged every month but no services were offered, Monzo have very customer friendly app interface and they make everything very smooth. Reviewed on: 18th March 2025

The beauty of monzo is how easy and intuitive the ap...

The beauty of monzo is how easy and intuitive the app is. Want to set up a payment, the button is there. Want to classify what the payment is, here are all the options. Everything is so quick and easy to do, and that's really what you want in a banking app. Reviewed on: 18th March 2025

Had this account for 3 years now and its amazing.

Had this account for 3 years now and its amazing. Why go anywhere else? Best app interface in the industry! Reviewed on: 18th March 2025

So simple to use and love that I can categorise my s...

So simple to use and love that I can categorise my spending Reviewed on: 13th March 2025

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