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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (536 reviews)

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4.96

Based on 536 reviews, last reviewed 23rd Feb 2026

12500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Best value for children and teens with great transpa... Best value for children and teens with great transparency and saving tools. Reviewed on: 23rd February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (536)

Review of the Monzo, Under 16s account:

I love monzo.

I love monzo. They are one of step ahead and make life easy Reviewed on: 9th February 2025

monzo is a good way for me to save money

monzo is a good way for me to save money Reviewed on: 11th April 2025

The account is great for my teenage boy whom I can k...

The account is great for my teenage boy whom I can keep tabs on his spending Reviewed on: 11th April 2025

Monzo have always been efficient at what they do and...

Monzo have always been efficient at what they do and outshine all other banks. It is for this reason that my wife moved over and my sons first account is with Monzo Reviewed on: 11th April 2025

Finally a free kids' bank account!

Finally a free kids' bank account!! Previously I've been charged crazy high fees just for the privilege of sending my daughter £2.50. This was super easy to open, I'm an skint holder anyway and the card, as usual, arrived in record time. Reviewed on: 10th April 2025

Excellent under 16’s account full of features that i...

Excellent under 16’s account full of features that is free!! Reviewed on: 10th April 2025

Brilliant children’s bank account and card

Super easy set up and great communication from Monzo! So handy having it to view along side the adult Monzo in the app and easy to use/send money too! We used to have GoHenry but immediately cancelled as the service was so much better! My daughter loves being able to see her money and put it in different saving pots so thank you Monzo Reviewed on: 10th April 2025

Easy tool for u16s, good for them to practise with m...

Easy tool for u16s, good for them to practise with money Reviewed on: 10th April 2025

It’s really really good I love Monzo so much and it...

It’s really really good I love Monzo so much and it helps me with my savings Reviewed on: 10th April 2025

The under 16 offerring is brilliant.

The under 16 offerring is brilliant. Both of our children are able to save with personalised pots and manage their account regularly. Reviewed on: 10th April 2025

Easiest bank account to use!

Easiest bank account to use! Fab saving pots and interest rates. Reviewed on: 10th April 2025

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