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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (515 reviews)

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4.96

Based on 515 reviews, last reviewed 19th Feb 2026

10400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Super helpful, polite and responsive Super helpful, polite and responsive Reviewed on: 19th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (515)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Very good banking app.

Very good banking app. Great for looking after money more better. Would definitely recommend to anyone I see Reviewed on: 14th March 2025

Very good bank by many miles.

Very good bank by many miles. I highly recommend it to others Reviewed on: 14th March 2025

Good banking app with great customer service

Good banking app with great customer service Reviewed on: 14th March 2025

Customer service is always fantastic

Customer service is always fantastic - very fast responses & any issues resolved well within expected timings. The app features are brilliant & I’ve never once felt like I would like to have a branch to go into Reviewed on: 14th March 2025

Seamless Service

It is a seamless service, communication is clear and it’s easy to use and secure. Reviewed on: 14th March 2025

Banking with Monzo has been the best thing I’ve done!

Banking with Monzo has been the best thing I’ve done! Reviewed on: 14th March 2025

Best bank I’ve been with, unlike the big banks when...

Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025

My experience with Monzo has being so amazing most e...

My experience with Monzo has being so amazing most especially the Monzo flex credit facility thank all thanks to Monzo Reviewed on: 13th March 2025

Good and easy to use .

Good and easy to use ..helpful on all time Reviewed on: 13th March 2025

They should have an option of small overdraft for pe...

They should have an option of small overdraft for people with bad or rebuilding credit as the cost of living is high and sometimes that few pounds would help Reviewed on: 13th March 2025

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