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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (521 reviews)

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4.96

Based on 521 reviews, last reviewed 21st Feb 2026

11000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent for my 15yr old. I use Monzo with my 15yr old. It great keeping track of what he’s spending and where whilst giving him independence. So easy to transfer money to his ... Read more Reviewed on: 21st February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (521)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Excellent

No comments.in a short 'Excellent' Reviewed on: 13th March 2025

Best bank

Amazing experience with monzo opened my kid acc very fast response Reviewed on: 13th March 2025

Awesome experience since I joined Monzo

Awesome experience since I joined Monzo Reviewed on: 13th March 2025

Fantastic service always, very quick response replie...

Fantastic service always, very quick response replies to any issues Reviewed on: 13th March 2025

Monzo is such a easy app to work, easy to use to tra...

Monzo is such a easy app to work, easy to use to transfer payments, or receive payments also… I love that I can see my money coming into my bank, seeing it visual Reviewed on: 13th March 2025

I had a good experience

I had a good experience I can’t complain it’s amazing Reviewed on: 12th March 2025

Everytime I have had an issue they have fixed it the...

Everytime I have had an issue they have fixed it the same day every single time. Very caring and respectful Reviewed on: 12th March 2025

Empowering My Son with Financial Independence

I set up an under-16 account for my son, and he absolutely loved the experience! It gave him a sense of independence as he managed his own money and spent it using Apple Pay. Reviewed on: 11th March 2025

Simple to use!

Very easy to access all information required via the app Reviewed on: 9th March 2025

Monzo are the best!

Monzo are the best! I have cancelled my Premier Account with Barclays and put everything with Monzo, easy and any issues are dealt with very quickly. Reviewed on: 7th March 2025

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