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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (549 reviews)

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4.96

Based on 549 reviews, last reviewed 5th Mar 2026

13700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Kids cards are brilliant My girls have had a Monzo for some time now, I can see everything they spend, manage their accounts from mine and family can easily send money via a l... Read more Reviewed on: 5th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (549)

Review of the Monzo, Under 16s account:

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

Awesome experience since I joined Monzo

Awesome experience since I joined Monzo Reviewed on: 13th March 2025

Fantastic service always, very quick response replie...

Fantastic service always, very quick response replies to any issues Reviewed on: 13th March 2025

Monzo is such a easy app to work, easy to use to tra...

Monzo is such a easy app to work, easy to use to transfer payments, or receive payments also… I love that I can see my money coming into my bank, seeing it visual Reviewed on: 13th March 2025

I had a good experience

I had a good experience I can’t complain it’s amazing Reviewed on: 12th March 2025

Everytime I have had an issue they have fixed it the...

Everytime I have had an issue they have fixed it the same day every single time. Very caring and respectful Reviewed on: 12th March 2025

Empowering My Son with Financial Independence

I set up an under-16 account for my son, and he absolutely loved the experience! It gave him a sense of independence as he managed his own money and spent it using Apple Pay. Reviewed on: 11th March 2025

Simple to use!

Very easy to access all information required via the app Reviewed on: 9th March 2025

Monzo are the best!

Monzo are the best! I have cancelled my Premier Account with Barclays and put everything with Monzo, easy and any issues are dealt with very quickly. Reviewed on: 7th March 2025

Great banking

Easy to use banking, swapped from major high street bank to monzo, everything is set out great and easy to use. Reviewed on: 6th March 2025

Great for young people

It is a really user friendly account for young people. Reviewed on: 6th March 2025

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