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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Hands down the best bank.

The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

Great bank they put there customers first

Great bank they put there customers first Reviewed on: 14th February 2025

I love Monzo!

I love monzo. The little pots make it easier to save. Reviewed on: 14th February 2025

Simple and quick management of an under 16-year-old...

Simple and quick management of an under 16-year-old account Reviewed on: 14th February 2025

Flexible for user, convenience to credit transfer, s...

Flexible for user, convenience to credit transfer, safety Reviewed on: 14th February 2025

Easy app to use and lots of extras

Easy app to use and lots of extras Reviewed on: 14th February 2025

Whole family has accounts

I have been with monzo for about 3 years now, currently I have a personal and a joint account with my husband. It has helped us budget and manage our finances. All my three children have child accounts. I love the system and the guarentee you are protected. Reviewed on: 14th February 2025

The goal is still far away

We can always improve but for now very well. Reviewed on: 13th February 2025

This is the most reliable bank in the world

This is the most reliable bank in the world Reviewed on: 13th February 2025

Very easy to navigate.

Very easy to navigate. Easy account opening process. I like how they handle merchant offers. Love the savings pots. Reviewed on: 13th February 2025

My kids love it and they use it all the...

My kids love it and they use it all the time Reviewed on: 13th February 2025

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