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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Hands down the best bank.

The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

Easy to set up and easy for my child to use.

Easy to set up and easy for my child to use. Reviewed on: 13th February 2025

Excellent .

Excellent . Works for my grandkids and unlike other banks... No monthly fees Reviewed on: 13th February 2025

I like the payment early

Good keeping money safe and the getpaid early Reviewed on: 13th February 2025

Using for my daughter and it’s amazing

Using for my daughter and the experience so far was just amazing Reviewed on: 13th February 2025

Monzo, your reliable bank

I enjoy their products and the app is so easy to understand. Their process and processing time is fantastic. Reviewed on: 13th February 2025

Love monzo.

Love monzo. Great app. Find high street banks a pain Reviewed on: 13th February 2025

Really good service very fast good exchange rate

Really good service very fast good exchange rate Reviewed on: 13th February 2025

Never had any issues whatsoever.

Never had any issues whatsoever. Reviewed on: 13th February 2025

Dream Bank

Wonderful experience with Monzo since 2021 Reviewed on: 13th February 2025

My little girl loves her account, been able to see h...

My little girl loves her account, been able to see her pocket money topping up and also having a card in her favourite colour! I can't wait for my son to be old enough to have one. Reviewed on: 12th February 2025

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