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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (808 reviews)

View other Monzo products

4.97

Based on 808 reviews, last reviewed 7th Mar 2026

39400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Great service Great option for young people, free and easy to use Reviewed on: 7th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (808)

Review of the Monzo, Under 16s account:

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

Brilliant for young people.

Brilliant for young people. I can easily switch money in and out of my child’s account, there’s no contactless which to some may be an inconvenience but it makes it harder for them to mindlessly tap and spend. Also a huge bonus is it’s FREE for a child’s account. Much better than some services who charge for the privilege. Reviewed on: 9th February 2026

Easy to open and manage account.

Easy to open and manage account. Great way to help children manage their money and it’s quick and simple for adults to add money into the account when needed. Reviewed on: 9th February 2026

Brilliant account.

Brilliant account. Can pick a card colour to suit your child. Easy to manage transactions in app. And it’s fee free! Reviewed on: 9th February 2026

Amazing experience

Amazing experience. Great company Reviewed on: 9th February 2026

Great product and not charged!

Great product and not charged!!!!! Reviewed on: 9th February 2026

its simple and great and there are no issues with...

its simple and great and there are no issues with it Reviewed on: 9th February 2026

Best recommendation for young people

I opened this account for my son but it’s the best for younger children and I have so far opened two more for my daughters, they have learned how to save and plan for future purchases. It’s very interactive. Reviewed on: 9th February 2026

The app functions are really good to use!

The app functions are really good to use! Reviewed on: 9th February 2026

Monzo is quick easy to use and easy to transfer and...

Monzo is quick easy to use and easy to transfer and set up automatic payments to my daughter. It encourages saving. My daughter creates little saving pots. I can manage her money seeing what she is spending on. Reviewed on: 9th February 2026

Definitely recommend!!

It’s so easy to use and allows for prioritising and managing saving and spending goals. I like that the banking experience is so visual and colourful and very straightforward. It’s the easiest banking app to have. Reviewed on: 9th February 2026

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