Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

View other Monzo products

4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

Read all reviews See your review

About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Customer protection

Monzo helped to recover my money from scammers Reviewed on: 9th February 2025

Monzo for the whole family’s needs!

Used Monzo for 6 years and they have met my every need so far. I signed up for premium and it’s very good value for money. Both my kids now have Monzo cards and so does my partner. I love the day early salary too: Reviewed on: 9th February 2025

Fab app and bank - never had any issues

Fab app and bank - never had any issues Reviewed on: 9th February 2025

Never a problem.

Never a problem. Always helpful. Easy to use. Reviewed on: 9th February 2025

Excellent bank

Such an easy bank to use very friendly staff who answer quickly via Live chat Reviewed on: 9th February 2025

Brilliant addition to an excellent banking setup.

Brilliant addition to an excellent banking setup. Something we've been waiting for to tag my kids on, with Monzo its really easy to learn better money management so it's exciting to get the kids on board early. Reviewed on: 9th February 2025

The peoples' bank

Life throws us curveballs and Monzo are just more understanding of this and aren't looking for a quick Penny (or pounds). Also, they are really helping me to build some healthy financial habits. Reviewed on: 9th February 2025

Good customer service

Good customer service,, good and use to use banking app. Good offers ,Like Monzo flex and overdraft Reviewed on: 9th February 2025

Everything in one app!

Everything in one app! Brilliant. Reviewed on: 9th February 2025

Best online bank

Best online bank helpful . All best Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Day2Day Current Account
from The Cumberland 4.38 from 19 reviews
Current Account
from Reliance Bank 4.00 from 1 reviews
FlexAccount
from Nationwide 4.45 from 1013 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 225 reviews
Flex Purchase credit card
from Monzo 4.97 from 3037 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub