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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Hands down the best bank.

The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

For me Monzo is very useful .

For me Monzo is very useful . Everything is easy to use. Reviewed on: 9th February 2025

Great Accounts for U16's

I have U16 Monzo accounts for both of my children and the app gives them and myself great control over their money. Great service and excellent offers available. Reviewed on: 9th February 2025

EXCELLENT

Pleased with everything about Monzo Reviewed on: 9th February 2025

Great bank so helpful and always make it easy

Great bank so helpful and always make it easy Reviewed on: 9th February 2025

I don't believe it's ever been easier to set up an a...

I don't believe it's ever been easier to set up an account for my child, it really is the easiest thing to do thanks to monzo Reviewed on: 9th February 2025

Easy accessible for parents.

Easy accessible for parents. Gives child independence Reviewed on: 9th February 2025

My daughter loves her pink card, very happy with the...

My daughter loves her pink card, very happy with the use of it so far and been linked to mine it’s easy to keep an eye on things and transfer her money etc Reviewed on: 9th February 2025

Amazing, so easy to set up and easy to use

Amazing, so easy to set up and easy to use Reviewed on: 9th February 2025

On the occasions I have needed to use customer servi...

On the occasions I have needed to use customer service I have found them exemplary on EVERY occasion. You simply cannot ask for more. Security is very satisfying Reviewed on: 9th February 2025

I have an excellent experience with Monzo.

I have an excellent experience with Monzo. Thanks Reviewed on: 9th February 2025

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