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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Monzo is the best for customer service

Monzo is the best for customer service Reviewed on: 9th February 2025

Best bank for me and I recommend always

Monzo is the best bank ever. Easy and convenient. Reviewed on: 9th February 2025

It's been more than three years as part of Monzo.

It's been more than three years as part of Monzo. I'm so happy I choose Monzo So easy to open account and Thier team is always helpful. My friends also opened Thier accounts in Monzo after me . Because of this bank achievement , Thank you Monzo Reviewed on: 9th February 2025

Kid banking

Great for kids to learn about money and help them save for what they want Reviewed on: 9th February 2025

Simple, easy, fastest and free.

Simple, easy, fastest and free. The best banking I've ever used in the UK. Reviewed on: 9th February 2025

I really like this bank.

I really like this bank. I have no problems. easy to use. super calculator with payments abroad. Reviewed on: 9th February 2025

The best bank

Opening account with Monzo was so easy and first to offer me a credit card and savings made easy I would say the best bank. Got a card for my daughter as well so easy to manage and had no hassle at all getting approved a loan within few hours. Easy manage spending as you can see categories. Will continue with Monzo for ever Reviewed on: 9th February 2025

Brilliant bank best I've had will stay with these fo...

Brilliant bank best I've had will stay with these for years also got my full family to join Reviewed on: 9th February 2025

This is the best bank for new customers

I was new to banking and never had an account but Monzo made it easy to save and investments are made easy for someone who doesn’t know a thing about it and the customer service is great I was scammed and it was sorted in a couple of days I’ve recently started to invest which I never thought I would do brilliant app and would never use any other banking app also transfers are made easy Reviewed on: 9th February 2025

Amazing bank!

Amazing bank! Never had any problems. Customer service quickly resolves any problems. Plenty of rewards Reviewed on: 9th February 2025

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