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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Best bank I have banked with so far

Best bank I have banked with so far Reviewed on: 9th February 2025

Monzo for the win

The most simple banking experience i have ever had. Fantastic features and growing with more all the time. Reviewed on: 9th February 2025

Monzo has made life so much more amazing BEST BANKIN...

Monzo has made life so much more amazing BEST BANKING APP AND BANK EVER Reviewed on: 9th February 2025

Great bank they so good I use it for my little girl...

Great bank they so good I use it for my little girl as well Reviewed on: 9th February 2025

Overall great, great customer service and the app is...

Overall great, great customer service and the app is really easy to use. Reviewed on: 9th February 2025

Leading the charge of change

App is super easy to use, great savings rates and lots on innovative products that you don’t get with many other banks. Reviewed on: 9th February 2025

Brilliant way to start your children’s banking

Brilliant way to start your children’s banking Reviewed on: 9th February 2025

Monzo Bank

When I joined Monzo it was easy and I did not have any issues Reviewed on: 9th February 2025

Easy to navigate and excellent service

Easy to navigate and excellent service Reviewed on: 9th February 2025

Happy customer

The introduction of the under 16 card has been a great help for me cos I can easily transfer money to my son’s account to do some groceries I got to buy when I go for shopping or when we run of any Reviewed on: 9th February 2025

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