Smart Money People Logo

Monzo: Under 16s account reviews

4.96
Based on 548 reviews, last reviewed 4th Mar 2026
13600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The process was hassle free and straight forward. The process was hassle free and straight forward. Setup the account on Sunday and card was received on Tuesday. Reviewed on: 4th March 2026
Mira's avatar
Mira

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025
Matthew's avatar
Matthew

About this product

A free account for kids that keeps up as they grow up.

Monzo Under 16s account reviews (548)

Review of the Monzo, Under 16s account:

Best of the best

5
I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

A simple transaction requires a simple review, Monzo...

5
A simple transaction requires a simple review, Monzo just works for what you need it to and always has, getting my kids an account has been simple and easy. Reviewed on: 9th February 2025

I have personal and account for my son

5
I have personal and account for my son, had 0 issues, if needed help then has been easy to get etc Reviewed on: 9th February 2025

Really easy to set up and link with main account.

5
Really easy to set up and link with main account. Quick service from sign up. Reviewed on: 9th February 2025

Excellent

5
Good service, easy to use the app Reviewed on: 9th February 2025

Loving Monzo!

5
Loving Monzo! It gives me eveything and banking with easy, now for my kids and family too. Reviewed on: 9th February 2025

Helpfull understand always there to help

5
Helpfull understand always there to help Reviewed on: 9th February 2025

Extremely user friendly app makes for painless banking

5
Extremely user friendly app makes for painless banking Reviewed on: 9th February 2025

Very easy to use and organise.

5
Very easy to use and organise. Easy to see what they're spending their money on and they can set up little pots to save money as well. They're actually eager to earn the money that goes on their cards whereas before they just asked for cash. Reviewed on: 9th February 2025

I love monzo.

5
I love monzo. They are one of step ahead and make life easy Reviewed on: 9th February 2025

It is just really good I can see what is happening a...

5
It is just really good I can see what is happening and it's so easy Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Savings

    from Monzo 4.97 from 226 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3041 reviews
    Monzo
    View all products