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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (821 reviews)

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4.97

Based on 821 reviews, last reviewed 8th Mar 2026

40700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

I have been with Monzo for years and last year got a... I have been with Monzo for years and last year got an under 16 account for my 11 year old son. He likes having his own account and card, he likes to k... Read more Reviewed on: 8th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (821)

Review of the Monzo, Under 16s account:

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

Fantastic

I've actually managed to save for the first time in my life. Bills are ahead and it's good to see when how much is due to come out Reviewed on: 21st February 2025

They are one and only in the market

They are one and only in the market Reviewed on: 21st February 2025

My child's monzo Card was free,and applying for the...

My child's monzo Card was free,and applying for the card was quick and easy. Reviewed on: 21st February 2025

Amazing bank and service

Very easy to use and brilliant for having direct access to your child’s funds. Making transactions both in and out so simple. Great way for the kids to monitor their pocket money Reviewed on: 20th February 2025

Just what I needed for my son

Monzo under 16s account was just what I needed for my son. It's helping him be more conscious of his spending and learning to budget and easy for me to supervise Reviewed on: 18th February 2025

Super Easy to use.

Easy to use. Love how easy it is to see what money I have and where all on one page. Reviewed on: 15th February 2025

A promising start for a new product

It's early days for Monzo's U16s account, and they still have a little way to go yet. It wasn't all plain sailing in getting our children's accounts set up and the names right on their cards, but they're enjoying managing their own accounts, and new features are still being added. Reviewed on: 15th February 2025

Easy to use and track your child’s spend, easy to ap...

Easy to use and track your child’s spend, easy to apply and manage Reviewed on: 15th February 2025

Under 16 account but no good for multiple parents

I opened an under 16s account for my two children, all been working fine. Monzo recently invited people to add additional parents / guardians to be able to access the account but they are unable to offer this to her despite her holding a joint Monzo account with me, her own Monzo business account. When raising they were unable to explain their decision. Reviewed on: 15th February 2025

It is the best bank ever ,I have had great experienc...

It is the best bank ever ,I have had great experience with them other the year I have been with them Reviewed on: 15th February 2025

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